4 Van Ness Dr, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 4 Van Ness Dr, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	4,485 sqft · built 2004
Lot Size	0.774 acres (33,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Feb 2018)
Tax Bill	$22,993 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-00031-0000-00026-16`

Property Details

APN / Parcel Number

Primary APN	`21-00031-0000-00026-16`
Alternative APN	`21000310000000260016`

Interior

Building Area	4,485 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	33,715 sqft (0.774 acres)

Location & Zoning

Street Address	4 VAN NESS DR
City	TOWACO
State	NJ
Zip	07082-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R27A
Legal Subdivision	CEDAR HILL ESTATES
Legal Block	31
Legal Lot Number	26.16
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	1
Census Block	1003
Census Tract	40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Feb 16, 2018	Deed, Transfer · Conventional Mortgage INVESTORS HOME MORTGAGE
Sep 15, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20189766
Deed Book / Page	23298 / 158
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Recording Date	Apr 24, 2026
Property Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Document Number	0000017614
Book / Page	25095 / 1979
Instrument Date	Apr 11, 2026
Instrument	202617614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VAN NESS DR, TOWACO, NJ 07082-1055

Mortgage

Document Number	0000017614,
Date	Apr 24, 2026
Book Page	25095/1979
Instrument	202617614

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2051

Interest

Rate	6.11%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240951634
Date	Apr 12, 2021
Book Page	24095/1634
Instrument	2021035608

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 16, 2018
Property Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Document Number	0232980158
Book / Page	23298 / 0158
Instrument Date	Feb 12, 2018
Instrument	2018009766
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 VAN NESS DR, 4, TOWACO, NJ 07082-1055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VAN NESS DR, TOWACO, NJ 07082-1055

Mortgage

Document Number	2018009767
Date	Feb 16, 2018
Instrument	2018009767

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 15, 2017
Property Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Document Number	0232060364
Book / Page	023206 / 000364
Instrument Date	Aug 7, 2017
Instrument	56294
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CENTRAL AVE MIDLAND PARK NJ 074321401, MIDLAND PARK, NJ 07432-1401

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 8, 2017
Property Address	4 VAN NESS DR, TOWACO, NJ 07082-1055
Document Number	0230911857
Book / Page	023091 / 001857
Instrument Date	Jan 19, 2017
Instrument	14739
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VAN NESS DR TOWACO NJ 070821055, TOWACO, NJ 07082-1055

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$861,500 (-) Land $288,700 Building $572,800	$861,500 (-) Land $288,700 Building $572,800
2025		$861,500 (-) Land $288,700 Building $572,800	$861,500 (-) Land $288,700 Building $572,800
2024	$22,993.00 (+3.89%)
2023		$861,500 (-) Land $288,700 Building $572,800	$861,500 (-) Land $288,700 Building $572,800
2022	$22,131.00 (+1.38%)	$861,500 Land $288,700 Building $572,800	$861,500 Land $288,700 Building $572,800
2021	$21,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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