Schenectady County and Rotterdam Town property record for 4 Valleyview Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,422 sqft · built 1926 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2026) |
| Tax Bill | $5,561 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 38.17-1-11.111 |
| Primary APN | 422800 38.17-1-11.111 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Upper Floors Area | 280 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 178 ft deep x 20 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4 VALLEYVIEW AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | VIEWLAND AVENUE |
| Legal Block | 1 |
| Legal Lot Number | 11.111 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1109 GLENWOOD BLVD, 1, SCHENECTADY, NY 12308-2538 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 30, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 23, 2022 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Nov 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2024 · Amount on Record |
| Deed Document Number | 202617226 |
| Deed Book / Page | 2176 / 876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 4 VALLEYVIEW AVE, SCHENECTADY, NY 12306-9719 |
| Document Number | 0000017226 |
| Book / Page | 2176 / 876 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202617226 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017225, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202617225 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 30, 2024 |
| Property Address | 4 VALLEYVIEW AVE, SCHENECTADY, NY 12306-9719 |
| Document Number | 0000051748 |
| Book / Page | 2136 / 875 |
| Instrument Date | Aug 5, 2024 |
| Instrument | 202451748 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,132.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 VALLEYVIEW AVE, ROTTERDAM, NY 12306-9719 |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 915 NW LEISURE LN, BREMERTON, WA 98311-9048 |
| Document Number | 0000051749 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 202451749 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 23, 2022 |
| Property Address | 4 VALLEYVIEW AVE, SCHENECTADY, NY 12306-9719 |
| Document Number | 0000061722 |
| Book / Page | 2097 / 453 |
| Map Reference | CAB D MAP 112 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 202261722 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 VALLEYVIEW AVE, ROTTERDAM, NY 12306-9719 |
| Name | Verified Name |
|---|---|
| Address | 3 DUTCH VLG # AR, AR, MENANDS, NY 12204-2905 |
| Document Number | 0000061723 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 5273/83 |
| Instrument | 202261723 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 1, 2017 |
| Property Address | 4 VALLEYVIEW AVE, SCHENECTADY, NY 12306-9719 |
| Document Number | 0000049677 |
| Book / Page | 1974 / 410 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 201749677 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 VALLEYVIEW AVE, 4, ROTTERDAM, NY 12306-9719 |
| Name | Verified Name |
|---|---|
| Address | 21 WILLIAM ST, GOSHEN, NY 10924-1939 |
| Document Number | 0000049679 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 4797/848 |
| Instrument | 201749679 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,561.00 | $133,700 (-) Land $13,200 Building $120,500 | $205,700 (+16.94%) Land $20,308 Building $185,392 |
| 2023 | $133,700 Land $13,200 Building $120,500 | $175,900 Land $17,366 Building $158,534 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (1980–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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