4 Vale Dr, Mountain Lakes, NJ 07046 Property Records

Morris County and Mountain Lakes Borough property record for 4 Vale Dr, Mountain Lakes, NJ 07046

Property Summary

Property Type	Single Family Home
Details	2,367 sqft · built 1955
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Feb 2020)
Tax Bill	$13,394 (2024)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Sale & Mortgage
APN	`25-00127-02-00002`

Property Details

APN / Parcel Number

Primary APN	`25-00127-02-00002`
Alternative APNs	`2500127000200002` `2050900`

Interior

Stories	1 Story
Building Area	2,367 sqft Living Area
1st Floor Area	2,367 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Account Number	2050900
Street Address	4 VALE DR
City	MOUNTAIN LAKES
State	NJ
Zip	07046-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	MIDVALE ACRES SUB SEC TWO
Legal Block	127.2
Legal Lot Number	2
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNTAIN LAKES
Census Block Group	2
Census Block	2023
Census Tract	41200

Owner

Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 VALE DR, MOUNTAIN LAKES, NJ 07046-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · VA Mortgage NEW JERSEY LENDERS CORP
Feb 28, 2020	Deed, Transfer · VA Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202013034
Deed Book / Page	23723 / 590
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	4 VALE DR, MOUNTAIN LAKES, NJ 07046-1433
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0241270709
Date	May 11, 2021
Book Page	24127/709
Instrument	2021045989

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 28, 2020
Property Address	4 VALE DR, MOUNTAIN LAKES, NJ 07046-1433
Document Number	0237230590
Book / Page	23723 / 590
Instrument Date	Feb 12, 2020
Instrument	2020013034
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,968.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 MIDPARK DR, 4, BRICK, NJ 08724-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALE DR, MOUNTAIN LAKES, NJ 07046-1433

Mortgage

Document Number	2020013035
Date	Feb 28, 2020
Instrument	2020013035

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mountain Lakes Borough
Unified School District	Mountain Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,900 (+7.94%) Land $375,900 Building $298,000	$673,900 (+7.94%) Land $375,900 Building $298,000
2025		$624,300 (+21.51%) Land $356,300 Building $268,000	$624,300 (+21.51%) Land $356,300 Building $268,000
2024	$13,394.00 (+0.71%)
2023		$513,800 Land $279,800 Building $234,000	$513,800 Land $279,800 Building $234,000
2022	$13,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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