Somerset County and Bernards Township property record for 4 Vail Ter, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 3,063 sqft · built 1970 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $481,000 (Jul 2009) |
| Tax Bill | $15,877 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02501-0000-00026 |
| Primary APN | 02-02501-0000-00026 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,063 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0200095000000025 |
|---|---|
| Street Address | 4 VAIL TER |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Subdivision | BERNARDS MANOR SEC 02 |
| Legal Block | 2501 |
| Legal Lot Number | 26 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 54100 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEAPACK GLADSTONE BANK |
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2009 · Amount on Record |
| Deed Sale | Jul 15, 2009 · Amount on Record |
| Prior Sale | Apr 14, 2009 |
| Deed Document Number | 200938590 |
| Deed Book / Page | 6242 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Document Number | 0000050184 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 7486/2931 |
| Instrument | 2022050184 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000008189 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 7426/3749 |
| Instrument | 2022008189 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 VAIL TER, BASKING RIDGE, NJ 07920-1839 |
| Document Number | 0000033489 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 7461/400 |
| Instrument | 2022033489 |
| Name | PEAPACK GLADSTONE BANK |
|---|---|
| Type | Bank |
| Address | BEDMINSTER, NJ 07921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $988,200 (+5.06%) Land $385,700 Building $602,500 | $988,200 (+5.06%) Land $385,700 Building $602,500 | |
| 2025 | $15,877.00 (+6.39%) | $940,600 (+19.76%) Land $385,700 Building $554,900 | $940,600 (+19.76%) Land $385,700 Building $554,900 |
| 2024 | $14,924.00 (-1.11%) | ||
| 2023 | $785,400 Land $358,700 Building $426,700 | $785,400 Land $358,700 Building $426,700 | |
| 2022 | $15,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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