4 Upton Ct, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 Upton Ct, Palm Coast, FL 32164 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 2019
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2019)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Aug 2023 Transfer Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00360-0220`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00360-0220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Driveway	Concrete Driveway
Driveway Area	863 sqft
Pool Area	937 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 UPTON CT
City	PALM COAST
State	FL
Zip	32164-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 36 LT 22 OR 228 PG 823 OR 669 PG 1185 OR 962 PG 895 OR 1028 PG 839 OR 1700/1806 OR 2149/608-609- DC & ACM OR 2149/621 OR 2263/1790 OR 2354/1963
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	36
Legal Lot Number	22
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1021
Census Tract	60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00360-0220

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 UPTON CT, PALM COAST, FL 32164-5701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
May 14, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jun 01, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Mar 07, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Prior Sale	Aug 09, 2016 · Amount on Record
Deed Document Number	201917176
Deed Book / Page	2354 / 1963
Last Transfer Date	Aug 24, 2023
Transfer Doc	0028081289
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Aug 31, 2023
Property Address	4 UPTON CT, PALM COAST, FL 32164-5701
Document Number	0028081289
Book / Page	2808 / 1289
Map Reference	MB 17 PG 12-28
Instrument Date	Aug 24, 2023
Instrument	2023038108
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 UPTON CT, PALM COAST, FL 32164-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 YARBROUGH AVE, WINSTON SALEM, NC 27106-2150

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	4 UPTON CT, PALM COAST, FL 32164-5701
Transaction Type	Mortgage
Record Updated	Mar 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UPTON CT, PALM COAST, FL 32164-5701

Mortgage

Document Number	0026600773
Date	Feb 22, 2022
Book Page	2660/773
Instrument	2022009232

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 14, 2019
Property Address	4 UPTON CT, PALM COAST, FL 32164-5701
Document Number	0023541963
Book / Page	2354 / 1963
Map Reference	MB 17 PG 12-28
Instrument Date	May 10, 2019
Instrument	2019017176
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UPTON CT, PALM COAST, FL 32164-5701

Mortgage

Document Number	2019017177
Date	May 14, 2019
Instrument	2019017177

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	4 UPTON CT, PALM COAST, FL 32164-5701
Document Number	0022831154
Instrument Date	Jun 01, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 07, 2018
Property Address	4 UPTON CT, PALM COAST, FL 32164-5701
Document Number	0022631790
Book / Page	002263 / 001790
Instrument Date	Feb 22, 2018
Instrument	8293
Transaction Type	Transfer
Record Updated	Mar 22, 2018

Transaction

Amount	Amount Recorded
Tax	$266.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+2.41%)	$274,728 (+5.99%)	$357,406 (-2.3%) Land $52,000 Building $305,406
2024	$4,109.00 (+2.44%)
2023	$4,011.00 (+0.88%) Homeowner's exemption	$259,209 (+3%)	$365,833 (+4.85%) Land $44,500 Building $321,333
2022	$3,976.00 Homeowner's exemption	$251,659	$348,895 Land $45,500 Building $303,395

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023, rainfall accumulation
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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