4 Upper Lake Rd, Oak Ridge, NJ 07438 Property Records

Morris County and Jefferson Township property record for 4 Upper Lake Rd, Oak Ridge, NJ 07438

Property Summary

Property TypeSingle Family Home
Details5,484 sqft · built 1989
Lot Size1.12 acres (49,049 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jun 2015)
Tax Bill$20,966 (2024)
Deeds & MortgagesSep 2025 Mortgage
APN14-00447-0000-00016-26

Property Details

APN / Parcel Number

Primary APN14-00447-0000-00016-26
Alternative APN
  • 14004470000000160026

Interior

Stories2 Stories
Building Area5,484 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area49,049 sqft
Lot Dimensions292 ft deep x 168 ft wide

Location & Zoning

Street Address4 UPPER LAKE RD
CityOAK RIDGE
StateNJ
Zip07438-8859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal SubdivisionHIDDEN HILLS
Legal Block447
Legal Lot Number16.26
JurisdictionMORRIS NJ
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1036
Census Tract44602

Owner

4 Upper Lake Rd is owned by an individual who bought it in June 2015.

Source: Morris County and Jefferson Township records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address32 WOODLAWN TER, LAKE HOPATCONG, NJ 07849-1324
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2015 · Amount on File
Deed SaleJun 17, 2015 · Amount on File
Prior SaleDec 8, 1995 · Amount on File
Deed Document Number201535474
Deed Book / Page22728 / 148
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 UPPER LAKE RD, OAK RIDGE, NJ 07438-8859
Transaction TypeMortgage
Record UpdatedOct 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 UPPER LAKE RD, OAK RIDGE, NJ 07438-8859

Mortgage

Document Number0249810152
DateSep 18, 2025
Book Page24981/152
Instrument2025038148
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Morris County and Jefferson Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionJefferson Township
Unified School DistrictJefferson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,400 (-) Land $193,800 Building $504,600$698,400 (-) Land $193,800 Building $504,600
2025$698,400 Land $193,800 Building $504,600$698,400 Land $193,800 Building $504,600
2024$20,966.00
2023$698,400 Land $193,800 Building $504,600$698,400 Land $193,800 Building $504,600
2022$19,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4 Upper Lake Rd; there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2000–2012)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Upper Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

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