St. Louis County property record for 4 Upper Dromara Ln, Saint Louis, MO 63124 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 9,905 sqft · built 1999 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,112,040 (Apr 2025) |
| Tax Bill | $25,492 (2024) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19K-41-0559 |
| Primary APN | 19K-41-0559 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 27 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 9,905 sqft Living Area |
| Gross Area | 10,727 sqft |
| 1st Floor Area | 2,282 sqft |
| Basement Area | 2,200 sqft |
| Finished Basement | 2,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 239 ft deep x 251 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 822 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Balcony Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 UPPER DROMARA LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DROMARA ESTATES LOT 1 |
| Legal Subdivision | DROMARA ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 215400 |
Source: St. Louis County records · APN 19K-41-0559
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD |
| Jan 22, 2021 | Loan Modification, Mortgage NOT AVAILABLE |
| Nov 13, 2020 | Loan Modification, Mortgage BANK OF SPRINGFIELD |
| Apr 21, 2020 | Warranty Deed, Transfer · Commercial Mortgage BANK OF SPRINGFIELD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2025 · Amount on Record |
| Deed Sale | Apr 24, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2020 · Amount on Record |
| Deed Document Number | 2025363 |
| Prior Transfer Date | Jul 09, 2012 |
| Prior Transfer Doc | 0200760346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 24, 2025 |
| Property Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Document Number | 2025042400363 |
| Map Reference | MB 346 PG 638 |
| Instrument Date | Apr 10, 2025 |
| Instrument | 2025042400363 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | ETC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8300 DELMAR BLVD APT 332, 332, SAINT LOUIS, MO 63124-2253 |
| Name | Verified Name |
|---|---|
| Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Document Number | 2025042400364 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 2025042400364 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | May 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | VISION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0240121632 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 24012/1632 |
| Instrument | 2020042100332 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 02, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Document Number | 0246220111 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 138 N MERAMEC AVE ST LOUIS MO 631053704, ST LOUIS, MO 63105-3704 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Document Number | 0244823244 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8251 MARYLAND AVE #108 ST LOUIS MO 631053659, 108, ST LOUIS, MO 63105-3659 |
| Document Number | 0244823244 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 024482/003244 |
| Instrument | 312 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794-9301 |
| Term | 12 Months |
|---|---|
| Due | Dec 07, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 21, 2020 |
| Property Address | 4 UPPER DROMARA LN, SAINT LOUIS, MO 63124-1894 |
| Document Number | 0240121616 |
| Book / Page | 24012 / 1616 |
| Map Reference | MB 346 PG 638 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 2020042100330 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NOT AVAILABLE, VISION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7820 MARYLAND AVE, SAINT LOUIS, MO 63105-3819 |
| Document Number | 2020042100331 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 2020042100331 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jun 02, 2025 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,230 (+7.28%) Land $114,360 Building $290,870 | $2,132,800 (+7.28%) Land $601,900 Building $1,530,900 | |
| 2024 | $25,492.00 (+0.19%) | ||
| 2023 | $25,444.00 | $377,720 Land $137,240 Building $240,480 | $1,988,000 Land $722,300 Building $1,265,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892154004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2022) |
| Claims Outside the SFHA | 8 of 30 |
| Most Recent Claim | Jul 2022, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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