4 University Ct, Normal, IL 61761 Property Records

McLean County property record for 4 University Ct, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 976 sqft · built 1948
Lot Size	0.159 acres (6,946 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jun 2024)
Tax Bill	$4,824 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-131-010`

Property Details

APN / Parcel Number

Primary APN	`14-28-131-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	6,946 sqft (0.159 acres)
Lot Dimensions	92 ft deep x 75 ft wide
Garage Area	245 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 UNIVERSITY CT
City	NORMAL
State	IL
Zip	61761-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	UNIVERSITY COURT LOT 18
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	UNIVERSITY COURT
Legal Lot Number	18
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3017
Census Tract	107

Owner

4 University Ct is owned by an individual who bought it in June 2024.

Source: McLean County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	824 RIVER FOREST CT, BENSENVILLE, IL 60106-3234
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit CEFCU
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit CEFCU
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	May 12, 2021 · Amount on File
Deed Document Number	20248430
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 UNIVERSITY CT, NORMAL, IL 61761-2416
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012203
Date	Sep 12, 2023
Instrument	2023-00012203

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	4 UNIVERSITY CT, NORMAL, IL 61761-2416
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300001772
Date	Feb 7, 2023
Instrument	2023-00001772

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 12, 2021
Property Address	4 UNIVERSITY CT, NORMAL, IL 61761-2416
Document Number	202100011139
Instrument Date	Apr 29, 2021
Instrument	2021-00011139
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNIVERSITY CT, NORMAL, IL 61761-2416

Mortgage

Document Number	202100011140
Date	May 12, 2021
Instrument	2021-00011140

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4 University Ct was $4,824, up 25.8% from the year before.

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,824.00 (+25.79%)	$62,112 Land $11,937 Building $50,175	$186,336 Land $35,811 Building $150,525
2024	$3,835.00 (+18%)
2023	$3,250.00	$43,973 Land $9,793 Building $34,180	$131,919 Land $29,379 Building $102,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 University Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 University Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, Watch TV.

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