4 Unity St, Cranston, RI 02920 Property Records

Cranston City property record for 4 Unity St, Cranston, RI 02920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1972
Lot Size	0.174 acres (7,563 sqft)
Owner	2 Trust Names on File
Last Sale	$115,000 (Nov 1991)
Tax Bill	$4,181 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:11=2 L:1697 U`

Property Details

APN / Parcel Number

Primary APN	`M:11=2 L:1697 U`
Alternative APNs	`CRAN M:11-2 L:1697 U` `17180075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,563 sqft (0.174 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17180075
Street Address	4 UNITY ST
City	CRANSTON
State	RI
Zip	02920-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A6
Legal Lot Number	1697
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1009
Census Tract	14300

Owner

4 Unity St is owner-occupied and held in a trust since August 2025.

Source: Cranston City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4 UNITY ST, CRANSTON, RI 02920-6627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PGE FCU
Apr 2, 2018	Deed of Trust, Mortgage · Conventional with PMI PGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 1991 · Amount on File
Deed Sale	Nov 26, 1991 · Amount on File
Last Transfer Date	Aug 21, 2025
Transfer Doc	006985-224
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Recording Date	May 19, 2026
Property Address	4 UNITY ST, CRANSTON, RI 02920-6627
Document Number	LR7099-191
Book / Page	7099 / 191
Instrument Date	May 8, 2026
Instrument	202643070
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043070,
Date	May 19, 2026
Book Page	7099/191
Instrument	202643070

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.37%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	4 UNITY ST, CRANSTON, RI 02920-6627
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006782-51
Date	Apr 30, 2024
Book Page	6782/51
Instrument	34400

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	4 UNITY ST, CRANSTON, RI 02920-6627
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6294-282
Date	Jul 20, 2021
Book Page	6294/282
Instrument	119270

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	4 UNITY ST, CRANSTON, RI 02920-6627
Document Number	5662-6
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNITY ST CRANSTON RI 029206627, CRANSTON, RI 02920-6627

Mortgage

Document Number	5662-6
Date	Sep 26, 2018
Book Page	005662/000006

Lender

Name	PGE FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	4 UNITY ST, CRANSTON, RI 02920-6627
Document Number	5574-126
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNITY ST CRANSTON RI 029206627, CRANSTON, RI 02920-6627

Mortgage

Document Number	5574-126
Date	Apr 9, 2018
Book Page	005574/000126

Lender

Name	PGE FCU

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4 Unity St was $4,181.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,181.00	$301,200 Land $101,700 Building $199,500	$355,259
2023	$3,916.00 (+2.11%)	$207,200 (-) Land $70,200 Building $137,000
2022	$3,835.00	$207,200 Land $70,200 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Unity St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2010)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Unity St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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