4 Union St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 4 Union St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1715
Lot Size0.021 acres (902 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Apr 2006)
Tax Bill$6,540 (2025)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0132 B:0044 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0132 B:0044 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,414 sqft Living Area
Gross Area1,947 sqft
Basement Area225 sqft
Unfinished Basement225 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1715
Effective Year BuiltEffective 1715
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area902 sqft (0.021 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address4 UNION ST
CityMARBLEHEAD
StateMA
Zip01945-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block44
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group2
Census Block2011
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 UNION ST, MARBLEHEAD, MA 01945-3225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2006 · Amount on Record
Deed SaleApr 25, 2006 · Amount on Record
Prior SaleNov 6, 1995 · Amount on Record
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address4 UNION ST, MARBLEHEAD, MA 01945-3225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39101-107
DateOct 26, 2020
Book Page39101/107
Instrument20201026005800
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,540.00 (+5.13%)$722,700 (+4.09%) Land $292,500 Building $430,200$1,065,805
2024$6,221.00 (+8.57%)$694,300 (+21.17%) Land $292,500 Building $401,800
2023$5,730.00$573,000 Land $252,000 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies38 units insured
incl. 29 condo units
Nearby Flood Claims20 (1978–2018)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2018 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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