Worcester County and Holden Town property record for 4 Union St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1951 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2003) |
| Tax Bill | $4,637 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:148 B:46 |
| Primary APN | HOLD M:148 B:46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 9286 |
|---|---|
| Street Address | 4 UNION ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-2547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 46 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 728300 |
4 Union St is owned and occupied by an individual who bought it in November 2003.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 UNION ST, HOLDEN, MA 01520-2547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2003 · Amount on File |
| Deed Sale | Nov 28, 2003 · Amount on File |
| Prior Sale | Jul 30, 2001 · Amount on File |
| Deed Document Number | 2003311973 |
| Deed Book / Page | 32346 / 357 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4 Union St was $4,637, up 3.9% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,637.00 (+3.9%) | $344,000 (+6.83%) Land $141,100 Building $202,900 | $387,059 (+18.82%) |
| 2025 | $4,463.00 (+11.71%) | $322,000 (+14.06%) Land $134,400 Building $187,600 | $325,755 |
| 2024 | $3,995.00 (+6.22%) | $282,300 (+12.51%) Land $130,400 Building $151,900 | |
| 2023 | $3,761.00 | $250,900 Land $113,400 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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