4 Union Cir, Wheaton, IL 60187 Property Records

DuPage County property record for 4 Union Cir, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,988 sqft · built 1991
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$1,675,000 (May 2026)
Tax Bill	$20,783 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2026 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-228-020`

Property Details

APN / Parcel Number

Primary APN	`05-17-228-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,988 sqft Living Area
Gross Area	6,516 sqft
1st Floor Area	2,994 sqft
Basement Area	2,994 sqft
Finished Basement	2,994 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 UNION CIR
City	WHEATON
State	IL
Zip	60187-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RUSSELLS ELLIS MANOR ALL
Legal Subdivision	RUSSELLS ELLIS MANOR
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1045
Census Tract	842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 UNION CIR, WHEATON, IL 60187-4952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Feb 27, 2026	Intrafamily Transfer, Transfer
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Mar 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WFB NA
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	202630252
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 6, 2026
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Document Number	0000030252
Instrument Date	May 1, 2026
Instrument	202630252
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNION CIR, WHEATON, IL 60187-4952

Mortgage

Document Number	0000030253,
Date	May 6, 2026
Instrument	202630253

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.25%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Feb 27, 2026
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Document Number	0000012894
Map Reference	DOC R89-027312
Instrument Date	Feb 27, 2026
Instrument	R2026-012894
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4 UNION CIR, WHEATON, IL 60187-4952

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036528
Date	Apr 17, 2017
Instrument	R2017-036528

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate
Rate	5.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PLYMOUTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117689
Date	Nov 15, 2017
Instrument	R2017-117689

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081307
Date	Aug 29, 2018
Instrument	R2018-081307

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015232
Date	Mar 4, 2019
Instrument	R2019-015232

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055467
Date	Jul 9, 2019
Instrument	R2019-055467

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013014
Date	Feb 6, 2020
Instrument	R2020-013014

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	5.12%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Document Number	0000029944
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 UNION CIR WHEATON IL 601874952, WHEATON, IL 60187-4952

Mortgage

Document Number	0000029944
Date	Apr 6, 2018
Instrument	29944

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Document Number	0000005538
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 UNION CIR WHEATON IL 601874952, WHEATON, IL 60187-4952

Mortgage

Document Number	0000005538
Date	Jan 18, 2018
Instrument	5538

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Interest

Rate	4.5%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 1, 2017
Property Address	4 UNION CIR, WHEATON, IL 60187-4952
Document Number	0000020735
Map Reference	DOC R89-027312
Instrument Date	Feb 21, 2017
Instrument	R2017-020735
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 UNION CIR, 4, WHEATON, IL 60187-4952

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 UNION CIR, WHEATON, IL 60187-4952

Mortgage

Document Number	0000020736
Date	Mar 1, 2017
Instrument	R2017-020736

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,783.00 (+2.13%) Homeowner's exemption	$351,126 (+8.46%) Land $57,891 Building $293,235	$1,053,378 (+8.46%) Land $173,673 Building $879,705
2024	$20,349.00 (+6.61%) Homeowner's exemption	$323,737 (+14.96%) Land $53,375 Building $270,362	$971,211 (+14.96%) Land $160,125 Building $811,086
2022	$19,087.00 Homeowner's exemption	$281,620 Land $46,430 Building $235,190	$844,860 Land $139,290 Building $705,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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