4 Umbagog Dr, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 4 Umbagog Dr, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 696 sqft · built 1920
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Trust Names on File
Last Sale	$105,000 (Sep 2019)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-015-00004`

Property Details

APN / Parcel Number

Primary APN	`41-015-00004`
Alternative APN	`WORC M:41 B:015 L:00004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	696 sqft Living Area
Gross Area	1,244 sqft
1st Floor Area	432 sqft
Basement Area	352 sqft
Unfinished Basement	352 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	41-015-00004
Street Address	4 UMBAGOG DR
City	WORCESTER
State	MA
Zip	01604-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND MILLVILLE
Legal Block	15
Legal Lot Number	4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2008
Census Tract	732301

Owner

Source: Worcester County and Worcester City records · APN 41-015-00004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	4 UMBAGOG DR, WORCESTER, MA 01604-1334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK
Sep 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Jan 18, 2000 · Amount on Record
Deed Document Number	201995542
Deed Book / Page	61063 / 206
Last Transfer Date	Oct 31, 2024
Transfer Doc	0071250-44
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	4 UMBAGOG DR, WORCESTER, MA 01604-1334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61621-58
Date	Dec 19, 2019
Book Page	61621/58
Instrument	138303

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2040

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 17, 2019
Property Address	4 UMBAGOG DR, WORCESTER, MA 01604-1334
Document Number	61063-206
Book / Page	061063 / 000206
Instrument Date	Jun 10, 2019
Instrument	95542
Transaction Type	Transfer
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$478.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27B MARJORIE ST WORCESTER MA 016042309, WORCESTER, MA 01604-2309

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+6.74%)	$194,400 (+16.06%) Land $75,400 Building $119,000	$225,340 (-27.11%)
2024			$309,130
2023	$2,402.00	$167,500 Land $64,900 Building $102,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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