4 Twin Oaks Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 4 Twin Oaks Dr, Edison, NJ 08820

Property Summary

Property TypeSingle Family Home
Details1,676 sqft · built 1960
Lot Size0.471 acres (20,521 sqft)
Owner2 Individual Names on File
Last Sale$366,301 (Nov 2014)
Tax Bill$13,390 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05 00557-Z-00015-A

Property Details

APN / Parcel Number

Primary APN05 00557-Z-00015-A
Alternative APNs
  • 05-00557-26-00015-01
  • 0500557000Z00015000A
  • 00016874

Interior

Stories1 Story
Building Area1,676 sqft Living Area
1st Floor Area1,676 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeBrick
Lot Area20,521 sqft (0.471 acres)
Lot Dimensions180 ft deep x 114 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4 TWIN OAKS DR
CityEDISON
StateNJ
Zip08820-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description114X180
Legal SubdivisionTWIN/OAKS MANOR
Legal Block557.2
Legal Lot Number15.1
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group4
Census Block4001
Census Tract1415

Owner

4 Twin Oaks Dr is owned and occupied by two individuals who bought it in November 2014.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address4 TWIN OAKS DR, EDISON, NJ 08820-3610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2019Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
KWIK MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on File
Deed SaleNov 25, 2014 · Amount on File
Deed Document Number2014430
Deed Book / Page6638 / 128
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 TWIN OAKS DR, EDISON, NJ 08820-3610
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanySERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018390
DateMar 11, 2019
Book Page17443/0204
Instrument201900018390
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 TWIN OAKS DR, EDISON, NJ 08820-3610
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyPROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000102544
DateOct 20, 2020
Book Page18086/149
Instrument2020102544
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 TWIN OAKS DR, EDISON, NJ 08820-3610
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118838
DateSep 20, 2021
Book Page18633/1214
Instrument2021118838
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 23, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 TWIN OAKS DR, EDISON, NJ 08820-3610
Document Number0000052027
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyALLIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 TWIN OAKS DR EDISON NJ 088203610, EDISON, NJ 08820-3610

Mortgage

Document Number0000052027
DateJun 16, 2020
Book Page017909/001403
Instrument52027
Lender
NameAMERICAN FCU
TypeCredit Union
AddressCHESTER, NJ 07930
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Twin Oaks Dr was $13,390, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,000 (-) Land $153,000 Building $72,000$225,000 (-) Land $153,000 Building $72,000
2025$13,390.00 (+3.82%)$225,000 Land $153,000 Building $72,000$225,000 Land $153,000 Building $72,000
2024$12,897.00
2023$225,000 Land $153,000 Building $72,000$225,000 Land $153,000 Building $72,000
2022$12,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1999–2011)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Twin Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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