Essex County and Saugus Town property record for 4 Twilight Rd, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,600 sqft Living Area |
| Lot Size | 10,250 sqft (0.235 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,100,000 (2023) |
| Tax Bill | $10,245.00 (2025) |
Source: Essex County and Saugus Town records · APN SAUG M:014-A B:0002 L:0010
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2026 | Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION |
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Mar 22, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance FRANCO NUZZO |
| Jul 18, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance NUZZO FRANCO |
| Nov 27, 2024 | Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION |
| Sep 15, 2023 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Prior Sale | Nov 10, 2020 · Amount on Record |
| Deed Doc Number | 2023646756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 08, 2026 |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000665409 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 2026665409 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000665409, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 2026665409 |
| Name | GEORGIA'S OWN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000664594 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 664594 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000634845 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 634845 |
| Name | FRANCO NUZZO |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000645501 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 645501 |
| Name | NUZZO FRANCO |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000655396 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 655396 |
| Name | GEORGIA'S OWN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000646756 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 646756 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000646757 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 646757 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 10, 2020 |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000618478 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 618478 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $410.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | ARROWHEAD DRS SAUGUS MA 01906, SAUGUS, MA 01906 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 10, 2020 |
| Property Address | 4 TWILIGHT RD, SAUGUS, MA 01906-4020 |
| Document Number | 0000610625 |
| Instrument Date | Feb 01, 2020 |
| Instrument | 610625 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 PARK ST #222 LEOMINSTER MA 014535641, 222, LEOMINSTER, MA 01453-5641 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,245.00 (+3.13%) | $959,300 (+2.84%) Land $315,900 Building $643,400 | $1,139,905 |
| 2024 | $9,934.00 (+63.79%) | $932,800 (+73.19%) Land $297,800 Building $635,000 | |
| 2023 | $6,065.00 | $538,600 Land $261,700 Building $276,900 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 6% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SAUG M:014-A B:0002 L:0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,600 sqft Living Area |
| Gross Area | 4,946 sqft Gross Area |
| Basement Area | 2,400 sqft Basement |
| Finished Basement | 1,200 sqft Finished |
| Unfinished Basement | 1,200 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,250 sqft (0.235 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 8759001 |
|---|---|
| Street Address | 4 TWILIGHT RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-4020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 208402 |
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