4 Trudy Dr, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 4 Trudy Dr, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1948
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$656,000 (Dec 2025)
Tax Bill	$10,170 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00176-06-00002`

Property Details

APN / Parcel Number

Primary APN	`31-00176-06-00002`
Alternative APNs	`3100176000600002` `370500`

Interior

Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	370500
Street Address	4 TRUDY DR
City	LODI
State	NJ
Zip	07644-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Block	176
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1020
Census Tract	30100

Owner

4 Trudy Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 TRUDY DR, LODI, NJ 07644-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on File
Deed Sale	Dec 26, 2025 · Amount on File
Deed Document Number	202590117
Deed Book / Page	5687 / 1270
Prior Transfer Date	Jun 17, 2000
Prior Transfer Doc	0000076908
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 26, 2025
Property Address	4 TRUDY DR, LODI, NJ 07644-2027
Document Number	0056871270
Book / Page	5687 / 1270
Instrument Date	Nov 11, 2025
Instrument	2025090117
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,778.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 MOUNTAIN CIR N, WEST MILFORD, NJ 07480-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TRUDY DR, LODI, NJ 07644-2027

Mortgage

Document Number	2025090118
Date	Dec 26, 2025
Instrument	2025090118

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4 Trudy Dr was $10,170, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,300 (-) Land $156,800 Building $130,500	$287,300 (-) Land $156,800 Building $130,500
2025	$10,170.00 (+5.61%)	$287,300 Land $156,800 Building $130,500	$287,300 Land $156,800 Building $130,500
2024	$9,630.00
2023		$287,300 Land $156,800 Building $130,500	$287,300 Land $156,800 Building $130,500
2022	$9,377.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Trudy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–1999)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Trudy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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