Charleston County property record for 4 Trapman St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,534 sqft · built 1964 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,750,000 (Apr 2026) |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 457-12-01-027 |
| Primary APN | 457-12-01-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Upper Floors Area | 786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 85 ft deep x 58 ft wide |
| Porch | Porch |
| Porch Area | 142 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 4 TRAPMAN ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L23 MAPPLATP 0360 SUBDIVISIONNAME CITY OF CHARLESTON LOT 4B |
| Legal Subdivision | 04 TRAPMAN STREET |
| Legal Lot Number | 4B |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 TRAPMAN ST, A, CHARLESTON, SC 29401-2095 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BANK |
| Apr 21, 2026 | Deed, Transfer · Conventional Mortgage BEACH COMMUNITY BANK |
| Nov 16, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2022 · Amount on Record |
| Deed Book / Page | 1383 / 521 |
| Prior Transfer Date | Nov 9, 2004 |
| Prior Transfer Doc | Z515/0656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4 TRAPMAN ST, CHARLESTON, SC 29401-1913 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4 TRAPMAN ST, CHARLESTON, SC 29401-1913 |
| Document Number | 0012780850 |
|---|---|
| Date | Nov 14, 2024 |
| Book Page | 1278/850 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 12, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 21, 2026 |
| Property Address | 4 TRAPMAN ST, CHARLESTON, SC 29401-1913 |
| Document Number | 1383000521 |
| Book / Page | 1383 / 521 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,027,675.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 TRAPMAN ST, CHARLESTON, SC 29401-1913 |
| Document Number | 1383000522, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1383/522 |
| Name | BEACH COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 16, 2022 |
| Property Address | 4 TRAPMAN ST, CHARLESTON, SC 29401-1913 |
| Document Number | 0011480826 |
| Book / Page | 1148 / 826 |
| Instrument Date | Nov 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,885.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1644 BABINGTON WAY, MOUNT PLEASANT, SC 29464-9747 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,553.00 (-8.22%) | $360,000 (+2,78%) Land $360,000 | $360,000 (-61.58%) Land $360,000 |
| 2024 | $1,692.00 (-41.05%) | $12,500 (-47.17%) | |
| 2022 | $2,870.00 | $23,660 | $936,900 (+158.46%) Land $476,100 Building $460,800 |
| 2020 | $362,500 Land $360,000 Building $2,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 149 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 199 units insured incl. 50 condo units |
| Nearby Flood Claims | 335 (1979–2023) |
| Claims Outside the SFHA | 8 of 335 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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