4 Tracy Ln, Madison, NJ 07940 Property Records

Morris County and Madison Borough property record for 4 Tracy Ln, Madison, NJ 07940

Property Summary

Property TypeSingle Family Home
Details2,247 sqft · built 1968
Lot Size0.266 acres (11,587 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Jan 2017)
Tax Bill$13,981 (2024)
Deeds & MortgagesJan 2021 Mortgage
May 2020 Mortgage
+ 2 more
APN17-00901-0000-00053

Property Details

APN / Parcel Number

Primary APN17-00901-0000-00053
Alternative APNs
  • 170001700000004B6
  • 170090100053

Interior

Stories2 Stories
Building Area2,247 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area11,587 sqft (0.266 acres)

Location & Zoning

Old Parcel Number170001700000004B6
Street Address4 TRACY LN
CityMADISON
StateNJ
Zip07940-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionVALEVUE MANOR
Legal Block901
Legal Lot Number53
JurisdictionMORRIS NJ
Township / Civil DivisionMADISON
Census Block Group1
Census Block1015
Census Tract43000

Owner

Source: Morris County and Madison Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4 TRACY LN, MADISON, NJ 07940-1723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLD MTG
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FNDG
Jan 11, 2017Deed with Mortgage, Transfer · Conventional Mortgage
FIRSTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2017 · Amount on Record
Deed SaleJan 11, 2017 · Amount on Record
Prior SaleOct 31, 2016
Deed Document Number20172366
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 TRACY LN, MADISON, NJ 07940-1723
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0239960542
DateJan 15, 2021
Book Page23996/542
Instrument2021004478
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 TRACY LN, MADISON, NJ 07940-1723
Document Number0237721119
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyQUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 TRACY LN MADISON NJ 079401723, MADISON, NJ 07940-1723

Mortgage

Document Number0237721119
DateMay 14, 2020
Book Page023772/001119
Instrument29502
Lender
NameMLD MTG
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address4 TRACY LN, MADISON, NJ 07940-1723
Document Number0232341593
Book / Page023234 / 001593
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 TRACY LN MADISON NJ 079401723, MADISON, NJ 07940-1723

Mortgage

Document Number0232341593
DateNov 1, 2017
Book Page023234/001593
Instrument66361
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressSAN BRUNO, CA 94066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2047

January 2017: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionMORRIS NJ
Recording DateJan 11, 2017
Property Address4 TRACY LN, MADISON, NJ 07940-1723
Document Number0230601169
Book / Page023060 / 001169
Instrument DateNov 16, 2016
Instrument2367
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 TRACY LN MADISON NJ 079401723, MADISON, NJ 07940-1723

Mortgage

Document Number230601176
DateJan 11, 2017
Book Page023060/001176
Instrument2367
Lender
NameFIRSTRUST BK
TypeBank
AddressHORSHAM, PA 19044-2201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Morris County and Madison Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityMadison Borough
Unified School DistrictMadison Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656,400 (-) Land $336,400 Building $320,000$656,400 (-) Land $336,400 Building $320,000
2025$656,400 (-) Land $336,400 Building $320,000$656,400 (-) Land $336,400 Building $320,000
2024$13,981.00 (+3.7%)
2023$656,400 Land $336,400 Building $320,000$656,400 Land $336,400 Building $320,000
2022$13,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2015–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER DEPT
serves 15,820 people · EPA ID NJ1417001
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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