Contra Costa County property record for 4 Tracy Ct, Moraga, CA 94556 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,235 sqft Living Area |
| Lot Size | 12,400 sqft (0.285 acres) |
| Garage | Attached, 500 sqft |
| Last Sale | $701,000 (1999) |
| Tax Bill | $13,759.00 (2025) |
| Primary APN | 258-660-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,235 sqft Living Area |
| 1st Floor | 2,235 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cluster Style |
| Lot Area | 12,400 sqft (0.285 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Street Address | 4 TRACY CT |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-2824 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T6143B L0108 B EX MR |
| Legal Subdivision | SUBDIVISION 6143 |
| Legal Tract | 6143B |
| Legal Lot Number | 0108 |
| Jurisdiction | CONTRA COSTA CA |
| Minor Civil Division | CENTRAL CONTRA COSTA |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 352102 |
Source: Contra Costa County records · APN 258-660-026
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 34 BRANDT DR, MORAGA, CA 94556-2810 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jan 12, 2018 | Deed of Trust, Mortgage BANK OF THE WEST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 1999 · Amount on Record |
| Deed Sale | Oct 28, 1999 · Amount on Record |
| Deed Doc Number | 1999285920 |
| Last Transfer Date | Dec 01, 2006 |
| Transfer Doc | 0000391491 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 06, 2026 |
| Property Address | 4 TRACY CT, MORAGA, CA 94556-2824 |
| Document Number | 0000070302 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202670302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 4 TRACY CT, MORAGA, CA 94556-2824 |
| Document Number | 0000070302, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 202670302 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4 TRACY CT, MORAGA, CA 94556-2824 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 TRACY CT, MORAGA, CA 94556-2824 |
| Document Number | 0000187163 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-187163 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4 TRACY CT, MORAGA, CA 94556-2824 |
| Document Number | 0000018681 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 63 SANDERS RANCH RD MORAGA CA 945562803, MORAGA, CA 94556-2803 |
| Document Number | 0000018681 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 18681 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,098,949 (+2%) Land $722,709 Building $376,240 | |
| 2025 | $13,759.00 (+5.73%) | $1,077,402 (+4.04%) Land $708,539 Building $368,863 |
| 2023 | $13,013.00 (+1.58%) | $1,035,568 Land $681,027 Building $354,541 |
| 2022 | $12,811.00 |
4 Tracy Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 86th percentile of exposed land nationally · 66th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 115 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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