4 Traci Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 4 Traci Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,975 sqft · built 1995
Lot Size	0.801 acres (34,892 sqft)
Owner	2 Individual Names on File
Last Sale	$2,175,000 (Sep 2026)
Tax Bill	$12,330 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-231-26`

Property Details

APN / Parcel Number

Primary APN	`024-231-26`
Alternative APN	`024-231-26-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,975 sqft Living Area
Gross Area	3,622 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	34,892 sqft (0.801 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 TRACI CT
City	SCOTTS VALLEY
State	CA
Zip	95066-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1208 LOT 19
Legal Subdivision	TRACT 1208 GRANITE CREEK ESTATES
Legal Tract	1208
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3020
Census Tract	121200

Owner

4 Traci Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Santa Cruz County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 TRACI CT, SCOTTS VALLEY, CA 95066-3838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Sep 13, 1996 · Amount on File
Deed Document Number	202621031
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0000077478
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2026
Property Address	4 TRACI CT, SCOTTS VALLEY, CA 95066-3838
Document Number	0000021031
Instrument Date	Sep 17, 2026
Instrument	202621031
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241,642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TRACI CT, SCOTTS VALLEY, CA 95066-3838

Mortgage

Document Number	0000021032,
Date	Sep 18, 2026
Instrument	202621032

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 3, 2020
Property Address	4 TRACI CT, SCOTTS VALLEY, CA 95066-3838
Document Number	0000029133
Instrument Date	Jul 25, 2020
Instrument	29133
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4 TRACI CT SCOTTS VALLEY CA 950663838, SCOTTS VALLEY, CA 95066-3838

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4 TRACI CT, SCOTTS VALLEY, CA 95066-3838
Document Number	0000019523
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 TRACI CT SCOTTS VALLEY CA 950663838, SCOTTS VALLEY, CA 95066-3838

Mortgage

Document Number	0000019523
Date	Jun 27, 2018
Instrument	19523

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 Traci Ct was $12,330.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,005,082 (+2%) Land $415,322 Building $589,760
2025	$12,330.00	$985,375 Land $407,179 Building $578,196
2023	$11,320.00 (+1.96%)	$947,111 Land $391,367 Building $555,744	$1,836,360
2022	$11,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Traci Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Traci Ct is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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