4 Townsend Harbor Rd, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 4 Townsend Harbor Rd, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 1880
Lot Size	4.09 acres (178,509 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2023)
Tax Bill	$6,314 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1620620000200000`

Property Details

APN / Parcel Number

Primary APN	`1620620000200000`
Alternative APNs	`LUNE M:062.0 B:0002 L:0000.0` `M:00054 L:00090 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	178,509 sqft (4.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1620620000200000
Street Address	4 TOWNSEND HARBOR RD
City	LUNENBURG
State	MA
Zip	01462-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	2
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	1
Census Block	1002
Census Tract	712102

Owner

4 Townsend Harbor Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 TOWNSEND HARBOR RD, LUNENBURG, MA 01462-1816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Oct 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jan 30, 2018	Quit Claim Deed, Transfer WPS REVEST LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Book / Page	10662 / 266
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	4 TOWNSEND HARBOR RD, LUNENBURG, MA 01462-1816
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011113-56
Date	Dec 2, 2025
Book Page	11113/56
Instrument	16309

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Oct 27, 2023
Property Address	4 TOWNSEND HARBOR RD, LUNENBURG, MA 01462-1816
Document Number	010662-266
Book / Page	10662 / 266
Instrument Date	Oct 27, 2023
Instrument	14851
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 TOWNSEND HARBOR RD, LUNENBURG, MA 01462-1816

Mortgage

Document Number	0000014852
Date	Oct 27, 2023
Instrument	14852

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Jan 30, 2018
Property Address	4 TOWNSEND HARBOR RD, LUNENBURG, MA 01462-1816
Document Number	9010-303
Book / Page	009010 / 000303
Instrument Date	Jan 14, 2018
Instrument	1681
Transaction Type	Transfer
Record Updated	Feb 20, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOWNSEND HARBOR RD LUNENBURG MA 014621816, LUNENBURG, MA 01462-1816

Mortgage

Document Number	9010-306
Date	Jan 30, 2018
Book Page	009010/000306
Instrument	1682

Lender

Name	WPS REVEST LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4 Townsend Harbor Rd was $6,314, up 5.2% from the year before.

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,314.00 (+5.2%)	$438,800 (+4.98%) Land $152,300 Building $286,500	$456,213 (-5.73%)
2025	$6,002.00 (+6.29%)	$418,000 (+4.37%) Land $149,600 Building $268,400	$483,930 (+17.45%)
2024	$5,647.00 (-1.57%)	$400,500 (+2.06%) Land $142,000 Building $258,500	$412,015
2023	$5,737.00	$392,400 Land $127,600 Building $264,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Townsend Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Townsend Harbor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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