4 Tower Rd, Long Branch, NJ 07740 Property Records

Monmouth County and Long Branch City property record for 4 Tower Rd, Long Branch, NJ 07740

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,289 sqft · built 2003
Lot Size	0.044 acres (1,926 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (Feb 2021)
Tax Bill	$19,628 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-00152-0000-00018-04`

Property Details

APN / Parcel Number

Primary APN	`27-00152-0000-00018-04`
Alternative APN	`27001520000000180004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,289 sqft Living Area
1st Floor Area	1,511 sqft
Upper Floors Area	3,215 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	1,926 sqft (0.044 acres)
Garage Type	Attached
Garage Area	1,269 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4 TOWER RD
City	LONG BRANCH
State	NJ
Zip	07740-5777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	EXCELSIOR AL MARE
Legal Block	152
Legal Lot Number	18.4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LONG BRANCH
Census Block Group	1
Census Block	1008
Census Tract	806000

Owner

4 Tower Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Monmouth County and Long Branch City records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 4, 2021	Deed, Transfer SIGNATURE TITLE AGENCY AND LAND SERVICES, SIGNATURE TTL AGCY & LAND SV
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BK
Apr 14, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	202118571
Deed Book / Page	9478 / 9712
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0088174192
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Document Number	0000094966
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	SIGNATURE TITLE AGENCY AND LAND SERVICES, SIGNATURE TITLE AGCY & LAND SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 TOWER RD LONG BRANCH NJ 077405777, LONG BRANCH, NJ 07740-5777

Mortgage

Document Number	0000094966
Date	Aug 25, 2020
Book Page	009436/002014
Instrument	94966

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 4, 2021
Property Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Document Number	0094789712
Book / Page	9478 / 9712
Map Reference	MB 8140 PG 5920
Instrument Date	Aug 4, 2020
Instrument	2021018571
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SIGNATURE TITLE AGENCY AND LAND SERVICES, SIGNATURE TTL AGCY & LAND SV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52254 GATOR DRIVE #335335, 52254, ORLANDO, FL 32807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Document Number	0000002040
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOWER RD LONG BRANCH NJ 077405777, LONG BRANCH, NJ 07740-5777

Mortgage

Document Number	0000002040
Date	Jan 7, 2020
Book Page	009389/004485
Instrument	2040

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Document Number	0000066589
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	CAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOWER RD LONG BRANCH NJ 077405777, LONG BRANCH, NJ 07740-5777

Mortgage

Document Number	0000066589
Date	Jul 25, 2019
Book Page	009359/004895
Instrument	66589

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 TOWER RD, LONG BRANCH, NJ 07740-5777
Document Number	0000043172
Book / Page	009224 / 006862
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOWER RD LONG BRANCH NJ 077405777, LONG BRANCH, NJ 07740-5777

Mortgage

Document Number	0000043172
Date	Apr 27, 2017
Book Page	009224/006862
Instrument	43172

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Tower Rd was $19,628, up 5.5% from the year before.

Source: Monmouth County and Long Branch City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Long Branch City
Unified School District	Long Branch City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,351,400 (+3.28%) Land $665,000 Building $686,400	$1,351,400 (+3.28%) Land $665,000 Building $686,400
2025	$19,628.00 (+5.55%)	$1,308,500 Land $650,000 Building $658,500	$1,308,500 Land $650,000 Building $658,500
2024	$18,596.00
2023		$1,183,800 Land $575,000 Building $608,800	$1,183,800 Land $575,000 Building $608,800
2022	$18,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Tower Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	147 units insured incl. 119 condo units
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Tower Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Tower Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures