4 Toro Ln, Ansonia, CT 06401 Property Records

Ansonia City property record for 4 Toro Ln, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,077 sqft · built 1961
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2001)
Tax Bill	$7,983 (2026)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50550`

Property Details

APN / Parcel Number

Primary APN	`50550`
Alternative APN	`ANSO M:092 B:0001 L:0006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	5,066 sqft
1st Floor Area	2,077 sqft
Basement Area	1,056 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	50550
Street Address	4 TORO LN
City	ANSONIA
State	CT
Zip	06401-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	1
Legal Lot Number	6
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1026
Census Tract	125100

Owner

4 Toro Ln is owned and occupied by two individuals who acquired it in February 2020.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 TORO LN, ANSONIA, CT 06401-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Deed of Trust, Mortgage · Line of Credit ION BANK
Dec 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit NATIONSTAR MORTGAGE LLC
Mar 9, 2020	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2001 · Amount on File
Deed Sale	Dec 31, 2001 · Amount on File
Deed Book / Page	355 / 934
Last Transfer Date	Feb 25, 2020
Transfer Doc	576-241
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	4 TORO LN, ANSONIA, CT 06401-2824
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000630-711
Date	Apr 30, 2025
Book Page	630/711
Instrument	1976160005

Lender

Name	ION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 1, 2050

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	4 TORO LN, ANSONIA, CT 06401-2824
Transaction Type	Mortgage
Record Updated	Dec 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000627-190
Date	Dec 2, 2024
Book Page	627/190
Instrument	1962250022

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	4 TORO LN, ANSONIA, CT 06401-2824
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000617-823
Date	Nov 27, 2023
Book Page	617/823
Instrument	1922320022

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	4 TORO LN, ANSONIA, CT 06401-2824
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	563-351
Date	Sep 17, 2018
Book Page	563/351
Instrument	1702450015

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANSONIA CT
Recording Date	Mar 9, 2020
Property Address	4 TORO LN, ANSONIA, CT 06401-2824
Document Number	576-241
Book / Page	000576 / 000241
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TORO LN ANSONIA CT 064012824, ANSONIA, CT 06401-2824

Tax Assessment & Valuation

The 2026 property tax bill for 4 Toro Ln was $7,983, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,983.00 (+3.19%)	$270,970 (-) Land $56,560 Building $214,410	$470,672 (+148.14%)
2025	$7,736.00	$270,970 Land $56,560 Building $214,410	$189,679 Land $39,592 Building $150,087
2024	$7,736.00 (+8.8%)
2023	$7,110.00 (-0.89%)	$270,970 (+42.77%) Land $56,560 Building $214,410
2022	$7,174.00	$189,800 Land $67,300 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Toro Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Toro Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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