Monroe County property record for 4 Torchwood Ln, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 3,415 sqft · built 1990 |
| Lot Size | 0.047 acres (2,036 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,000,000 (Dec 2021) |
| Tax Bill | $13,661 (2024) |
| Deeds & Mortgages | May 2024 Transfer Dec 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00572797-003804 |
| Primary APN | 00572797-003804 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,415 sqft Living Area |
| Gross Area | 3,775 sqft |
| 1st Floor Area | 3,415 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 2,036 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Pool Area | 364 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,310 sqft |
| Deck Area | 290 sqft |
| Patio Area | 290 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8766211 |
|---|---|
| Street Address | 4 TORCHWOOD LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SS |
| Legal Description | UNIT 4 GOLF MANOR I A CONDOMINIUM OR1251-2311 OR1251-2309 OR1501-1375 OR2822-1500 OR3144-1533 OR3274-1423 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | HARBOR COURSE SEC 1 O.R. #13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 972700 |
4 Torchwood Ln, a condominium, is held in a trust since December 2021.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 CROCUS PL, SAINT PAUL, MN 55102-2810 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Intrafamily Transfer, Transfer |
| Dec 22, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Feb 1, 1998 · Amount on File |
| Deed Document Number | 20212353870 |
| Deed Book / Page | 3144 / 1533 |
| Prior Transfer Date | Dec 21, 2021 |
| Prior Transfer Doc | 0031441533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 3, 2024 |
| Property Address | 4 TORCHWOOD LN, KEY LARGO, FL 33037-5122 |
| Document Number | 0032741423 |
| Book / Page | 3274 / 1423 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2460432 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 CROCUS PL, SAINT PAUL, MN 55102-2810 |
| Name | Verified Name |
|---|---|
| Address | 10 CROCUS PL, SAINT PAUL, MN 55102-2810 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 4 TORCHWOOD LN, KEY LARGO, FL 33037-5122 |
| Document Number | 0031441533 |
| Book / Page | 3144 / 1533 |
| Map Reference | MB 1113 PG 1179 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2353870 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 DELLWOOD AVE, WHITE BEAR LAKE, MN 55110-1401 |
| Name | Verified Name |
|---|---|
| Address | 10 CROCUS PL, SAINT PAUL, MN 55102-2810 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987,315 Land $2,697,700 Building $1,289,615 | $3,987,315 Land $2,697,700 Building $1,289,615 | |
| 2024 | $13,661.00 (+5.19%) | ||
| 2023 | $12,987.00 (+9.19%) | $1,939,265 (+5.28%) Land $1,119,800 Building $819,465 | $1,939,265 (+5.28%) Land $1,119,800 Building $819,465 |
| 2022 | $11,894.00 | $1,842,066 Land $1,018,000 Building $824,066 | $1,842,066 Land $1,018,000 Building $824,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Torchwood Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Torchwood Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures