Essex County and Fairfield Township property record for 4 Todd Ct, Fairfield, NJ 07004 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4,508 sqft · built 2001 |
| Lot Size | 0.551 acres (23,980 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,115,000 (Apr 2021) |
| Tax Bill | $20,827 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05101-0000-00018-05 |
| Primary APN | 07-05101-0000-00018-05 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,508 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 23,980 sqft (0.551 acres) |
| Account Number | 3567 |
|---|---|
| Street Address | 4 TODD CT |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23979SF |
| Legal Subdivision | FAIRFIELD ACRES |
| Legal Block | 5101 |
| Legal Lot Number | 18.5 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records · APN 07-05101-0000-00018-05
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SG CAPITAL PARTNERS LLC |
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BCB COMMUNITY BANK |
| Jun 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BCB COMMUNITY BANK |
| Apr 12, 2021 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Deed Document Number | 202144473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000110114 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021110114 |
| Name | SG CAPITAL PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | STAMFORD, CT 06901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000047132 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022047132 |
| Name | BCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000039932 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2025039932 |
| Name | BCB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BAYONNE, NJ 07002 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 12, 2021 |
| Property Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
| Document Number | 0000044473 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021044473 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,894.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 FOUR SEASONS DR, CALDWELL, NJ 07006-6135 |
| Name | Verified Name |
|---|---|
| Address | 4 TODD CT, FAIRFIELD, NJ 07004-1234 |
Source: Essex County and Fairfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,000,800 (-) Land $355,500 Building $645,300 | $1,000,800 (-) Land $355,500 Building $645,300 | |
| 2025 | $20,827.00 (-0.02%) | $1,000,800 (+2.61%) Land $355,500 Building $645,300 | $1,000,800 (+2.61%) Land $355,500 Building $645,300 |
| 2024 | $20,832.00 (+6.64%) | ||
| 2023 | $975,300 Land $355,500 Building $619,800 | $975,300 Land $355,500 Building $619,800 | |
| 2022 | $19,535.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130216016, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 241 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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