4 Timber Ln, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 4 Timber Ln, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1990
Lot Size	0.418 acres (18,199 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Apr 2022)
Tax Bill	$7,354 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0152 B:0000 L:34`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0152 B:0000 L:34`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,466 sqft Living Area
Gross Area	3,686 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,199 sqft (0.418 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 TIMBER LN
City	HOLYOKE
State	MA
Zip	01040-1195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Lot Number	34
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1025
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 TIMBER LN, HOLYOKE, MA 01040-1195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOWER LLC
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit FLORENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jun 18, 2014 · Amount on Record
Deed Book / Page	24511 / 93
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Apr 22, 2022
Property Address	4 TIMBER LN, HOLYOKE, MA 01040-1195
Document Number	0024511-93
Book / Page	24511 / 93
Instrument Date	Apr 22, 2022
Instrument	24324
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TIMBER LN, HOLYOKE, MA 01040-1195

Mortgage

Document Number	0000024325
Date	Apr 22, 2022
Instrument	24325

Lender

Name	LOWER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	4 TIMBER LN, HOLYOKE, MA 01040-1195
Document Number	23271-384
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TIMBER LN HOLYOKE MA 010401195, HOLYOKE, MA 01040-1195

Mortgage

Document Number	23271-384
Date	Jun 22, 2020
Book Page	023271/000384
Instrument	32382

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,354.00 (+6.87%)	$421,900 (+7.05%) Land $70,000 Building $346,400	$401,930 (+7.68%)
2025	$6,881.00 (+3.47%)	$394,100 (+12.31%) Land $65,400 Building $328,700	$373,255 (+0.38%)
2024	$6,650.00 (+20.69%)	$350,900 (+19.48%) Land $62,400 Building $288,500	$371,830
2023	$5,510.00	$293,700 Land $62,300 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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