4 Thwing Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Thwing Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,828 sqft · built 1955
Lot Size	0.283 acres (12,314 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Jun 2020)
Tax Bill	$11,084 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:2414`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:2414`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	3,699 sqft
Basement Area	708 sqft
Unfinished Basement	142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,314 sqft (0.283 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 THWING RD
City	LYNNFIELD
State	MA
Zip	01940-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LYNNFIELD
Legal Lot Number	2414
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3003
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage READING COOPERATIVE BANK
Feb 10, 2017	Deed of Trust, Mortgage AMERICAN INTERNET MORTGAGE INC
Jan 16, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Apr 29, 2011 · Amount on Record
Deed Document Number	20203350
Deed Book / Page	38615 / 395
Prior Transfer Date	Jun 15, 2015
Prior Transfer Doc	38615-395
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042934-53
Date	Sep 8, 2025
Book Page	42934/53
Instrument	20250908001390

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35672-556
Date	Feb 10, 2017
Book Page	35672/556
Instrument	296

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36471-523
Date	Jan 16, 2018
Book Page	36471/523
Instrument	180116002580

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37116-181
Date	Oct 30, 2018
Book Page	37116/181
Instrument	181030002550

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37116-205
Date	Oct 30, 2018
Book Page	37116/205
Instrument	181030002560

Lender

Name	USA ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 16, 2020
Property Address	4 THWING RD, LYNNFIELD, MA 01940-1734
Document Number	38615-395
Book / Page	038615 / 000395
Instrument Date	Jun 15, 2015
Instrument	16003350
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,580.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THWING RD LYNNFIELD MA 019401734, LYNNFIELD, MA 01940-1734

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,084.00 (+11.76%)	$967,200 (+2.98%) Land $567,500 Building $399,700	$1,102,861 (-7.9%)
2025	$9,918.00 (+4.49%)	$939,200 (+4%) Land $551,100 Building $388,100	$1,197,475
2024	$9,492.00 (+1.14%)	$903,100 (+8.74%) Land $529,900 Building $373,200
2023	$9,385.00	$830,500 Land $502,500 Building $328,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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