4 Thunder Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 4 Thunder Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1989
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,956 (2025)
Deeds & Mortgages	Sep 2020 Refinance Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R004104`

Property Details

APN / Parcel Number

Primary APN	`R004104`
Alternative APNs	`SCAR M:R004 L:104` `6640`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	5,884 sqft
1st Floor Area	1,120 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6640
Street Address	4 THUNDER RD
City	SCARBOROUGH
State	ME
Zip	04074-8772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Subdivision	BURNHAM ROAD ESTS
Legal Lot Number	104
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	2
Census Block	2016
Census Tract	17306

Owner

4 Thunder Rd is owned and occupied by two individuals.

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 THUNDER RD, SCARBOROUGH, ME 04074-8772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 20, 2017	Deed of Trust, Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	4 THUNDER RD, SCARBOROUGH, ME 04074-8772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0371360079
Date	Sep 3, 2020
Book Page	37136/79
Instrument	54694

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	4 THUNDER RD, SCARBOROUGH, ME 04074-8772
Document Number	0342930048
Book / Page	034293 / 000048
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THUNDER RD SCARBOROUGH ME 040748772, SCARBOROUGH, ME 04074-8772

Mortgage

Document Number	0342930048
Date	Aug 28, 2017
Book Page	034293/000048
Instrument	44957

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	4 THUNDER RD, SCARBOROUGH, ME 04074-8772
Document Number	0341120270
Book / Page	034112 / 000270
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 THUNDER RD SCARBOROUGH ME 040748772, SCARBOROUGH, ME 04074-8772

Mortgage

Document Number	0341120270
Date	Jun 27, 2017
Book Page	034112/000270
Instrument	29881

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4 Thunder Rd was $5,956.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,956.00	$525,700 Land $146,800 Building $378,900
2023	$5,612.00 (+3.77%)	$351,400 (-) Land $101,800 Building $249,600
2022	$5,408.00	$351,400 Land $101,800 Building $249,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Thunder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Thunder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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