4 Three Oaks Ln, Bluffton, SC 29910 Property Records

Beaufort County property record for 4 Three Oaks Ln, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1,804 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (May 2011)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R61003000013920000`

Property Details

APN / Parcel Number

Primary APN	`R61003000013920000`
Alternative APN	`12245636`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,804 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	12245636
Old Parcel Number	R61003000013920000
Street Address	4 THREE OAKS LN
City	BLUFFTON
State	SC
Zip	29910-7976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 456 PINECREST S/D PH 10 PB104 P130-132 PB105 P19-21
Legal Subdivision	PINECECREST S/D PH I BUCKWALTE
Legal Phase	10
Legal Lot Number	456
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2106

Owner

4 Three Oaks Ln is owned and occupied by an individual who bought it in May 2011.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4 THREE OAKS LN, BLUFFTON, SC 29910-7976
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2011 · Amount on File
Deed Sale	May 27, 2011 · Amount on File
Prior Sale	Nov 3, 2006 · Amount on File
Deed Document Number	2011026329
Deed Book / Page	3062 / 0682
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4 THREE OAKS LN, BLUFFTON, SC 29910-7976
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062864
Date	Nov 26, 2018
Book Page	3716/2574
Instrument	2018062864

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4 Three Oaks Ln was $1,484, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00 (-0.07%)	$8,520 (-44.93%)
2024	$1,485.00	$15,472 (-) Land $2,508 Building $12,964	$386,800 (-) Land $62,700 Building $324,100
2023	$1,485.00 (+7.92%)	$15,472 (+67.88%) Land $2,508 Building $12,964	$386,800 (+67.88%) Land $62,700 Building $324,100
2022	$1,376.00	$9,216 Land $1,980 Building $7,236	$230,400 Land $49,500 Building $180,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Three Oaks Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2016–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Three Oaks Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20