Rockland County and Ramapo Town property record for 4 Thorn Pl, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,794 sqft · built 1971 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $443,700 (Oct 2015) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392615 63.13-2-39 |
| Primary APN | 392615 63.13-2-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 140 ft deep x 94 ft wide |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 360 sqft |
| Patio Area | 335 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00396680000 |
|---|---|
| Old Parcel Number | 261506301300020390000000 |
| Street Address | 4 THORN PL |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | LOT:39.000 BLK:2 SEC:63.13 DIST:392615 CITY/MUNI/TWP:CHESTNUT RIDGE |
| Legal Subdivision | ELDORADO ESTATES SEC 02 |
| Legal Block | 2 |
| Legal Lot Number | 39.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12503 |
4 Thorn Pl is owned and occupied by an individual who bought it in October 2015.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 THORN PL, SPRING VALLEY, NY 10977-6430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRT CO |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRT CO |
| Jun 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on File |
| Deed Sale | Oct 26, 2015 · Amount on File |
| Prior Sale | Nov 9, 2011 · Amount on File |
| Deed Document Number | 0201531213 |
| Deed Book / Page | 2015 / 31213 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 THORN PL, SPRING VALLEY, NY 10977-6430 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007067 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-00007067 |
| Name | MANUFACTURERS & TRADERS TRT CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 THORN PL, SPRING VALLEY, NY 10977-6430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030921 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-00030921 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 THORN PL, SPRING VALLEY, NY 10977-6430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036840 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-00036840 |
| Name | MANUFACTURERS & TRADERS TRT CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 THORN PL, SPRING VALLEY, NY 10977-6430 |
| Document Number | 0000019118 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 4 THOM PL CHESTNUT RIDGE NY 10977, CHESTNUT RIDGE, NY 10977 |
| Document Number | 0000019118 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 19118 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Chestnut Ridge Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $57,200 (-) Land $15,800 Building $41,400 | $737,113 (+1,136.77%) Land $203,608 Building $533,505 |
| 2023 | $57,200 Land $15,800 Building $41,400 | $59,600 Land $16,463 Building $43,137 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Thorn Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Thorn Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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