4 Thomas Ln, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 4 Thomas Ln, Pepperell, MA 01463

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,618 sqft · built 2012
Lot Size	0.974 acres (42,430 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Dec 2021)
Tax Bill	$5,755 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0017 B:0044 L:00004`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0017 B:0044 L:00004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,618 sqft Living Area
Gross Area	2,804 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 THOMAS LN
City	PEPPERELL
State	MA
Zip	01463-1766
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SUR
Legal Block	44
Legal Lot Number	4
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2022
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 THOMAS LN, PEPPERELL, MA 01463-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST HM LN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Mar 28, 2013 · Amount on Record
Deed Book / Page	79443 / 1
Transfer Doc	6148000016
Record Updated	Oct 29, 2026

December 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PEPPERELL MA
Recording Date	Dec 29, 2021
Property Address	4 THOMAS LN, PEPPERELL, MA 01463-1766
Document Number	00079443-1
Book / Page	79443 / 1
Instrument Date	Dec 29, 2021
Instrument	279430
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THOMAS LN, PEPPERELL, MA 01463-1766

Mortgage

Document Number	0000279431
Date	Dec 29, 2021
Instrument	279431

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	4 THOMAS LN, PEPPERELL, MA 01463-1766
Document Number	70186-113
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70186-113
Date	Nov 3, 2017
Book Page	070186/000113
Instrument	9685

Lender

Name	NORTHEAST HM LN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,755.00 (+1.14%)	$417,600 (+7.38%) Building $417,600	$418,000 (-)
2025	$5,690.00 (+9.44%)	$388,900 (+7.34%) Building $388,900	$418,000 (-0.61%)
2024	$5,199.00 (-1.35%)	$362,300 (+4.08%) Building $362,300	$420,565
2023	$5,270.00	$348,100 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1982–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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