4 Thomas Ct, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 4 Thomas Ct, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,529 sqft · built 1958
Lot Size0.197 acres (8,599 sqft)
OwnerCompany Name on Record
Last Sale$385,000 (Dec 2006)
Tax Bill$9,767 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-15549-0000-00192

Property Details

APN / Parcel Number

Primary APN15-15549-0000-00192
Alternative APNs
  • 151554900192
  • 11459000

Interior

Stories1 Story
Building Area1,529 sqft Living Area
1st Floor Area1,529 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area8,599 sqft (0.197 acres)
Lot Dimensions172 ft deep x 50 ft wide

Location & Zoning

Account Number11459000
Street Address4 THOMAS CT
CityOLD BRIDGE
StateNJ
Zip08857-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description50X172
Legal SubdivisionCRESTWOOD SEC 02
Legal Block15549
Legal Lot Number192
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2001
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 THOMAS CT, OLD BRIDGE, NJ 08857-2208
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
ALLY CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2006 · Amount on Record
Deed SaleDec 11, 2006 · Amount on Record
Prior SaleJul 3, 2002 · Amount on Record
Deed Book / Page5758 / 781
Prior Transfer DateJun 6, 2002
Prior Transfer Doc5064000470
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 THOMAS CT, OLD BRIDGE, NJ 08857-2208
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019122
DateFeb 9, 2021
Book Page18279/385
Instrument2021019122
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address4 THOMAS CT, OLD BRIDGE, NJ 08857-2208
Document Number0000032121
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedApr 24, 2018
Title CompanyLENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 THOMAS CT OLD BRIDGE NJ 088572208, OLD BRIDGE, NJ 08857-2208

Mortgage

Document Number0000032121
DateApr 10, 2018
Book Page017146/000691
Instrument32121
Lender
NameALLY CAP
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2048

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,200 (-) Land $75,900 Building $81,300$157,200 (-) Land $75,900 Building $81,300
2025$9,767.00 (+10.03%)$157,200 (-) Land $75,900 Building $81,300$157,200 (-) Land $75,900 Building $81,300
2024$8,877.00 (+6.69%)
2023$157,200 Land $75,900 Building $81,300$157,200 Land $75,900 Building $81,300
2022$8,320.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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