4 Thomas Cir, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 4 Thomas Cir, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,160 sqft · built 1987
Lot Size	0.231 acres (10,084 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Oct 2020)
Tax Bill	$11,084 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:453`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:453`
Alternative APN	`6913`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,160 sqft Living Area
Gross Area	5,168 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,084 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6913
Street Address	4 THOMAS CIR
City	STONEHAM
State	MA
Zip	02180-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	453
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1011
Census Tract	337101

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 THOMAS CIR, STONEHAM, MA 02180-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Nov 20, 1987 · Amount on Record
Deed Document Number	20201540
Deed Book / Page	76043 / 21
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	76043-21
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	4 THOMAS CIR, STONEHAM, MA 02180-1327
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082246-208
Date	Nov 27, 2023
Book Page	82246/208
Instrument	134827

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	4 THOMAS CIR, STONEHAM, MA 02180-1327
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081669-442
Date	Jun 20, 2023
Book Page	81669/442
Instrument	65471

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Oct 30, 2020
Property Address	4 THOMAS CIR, STONEHAM, MA 02180-1327
Document Number	76043-21
Book / Page	76043 / 21
Instrument Date	Oct 23, 2020
Instrument	201540
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 THOMAS CIR, STONEHAM, MA 02180-1327

Mortgage

Document Number	201541
Date	Oct 30, 2020
Instrument	201541

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,084.00 (+4.39%)	$1,101,800 (+6.16%) Land $420,100 Building $681,700	$982,775 (-)
2025	$10,618.00 (+4.46%)	$1,037,900 (+8.13%) Land $400,100 Building $637,800	$982,775 (-11.02%)
2024	$10,165.00 (+21.53%)	$959,900 (+27.39%) Land $370,100 Building $589,800	$1,104,470
2023	$8,364.00	$753,500 Land $340,100 Building $413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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