4 The Pt, Coronado, CA 92118 Property Records

San Diego County property record for 4 The Pt, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,371 sqft · built 1998
Lot Size	0.115 acres (4,989 sqft)
Owner	Individual Name on Record
Last Sale	$4,850,000 (Oct 2021)
Tax Bill	$54,858 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`615-081-45-00`

Property Details

APN / Parcel Number

Primary APN	`615-081-45-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,371 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	4,989 sqft (0.115 acres)
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 THE PT
City	CORONADO
State	CA
Zip	92118-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 153 TR 006182
Legal Subdivision	CORONADO CAYS
Legal Tract	006182
Legal Block	1
Legal Lot Number	153
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2240 ENCINITAS BLVD, D224, ENCINITAS, CA 92024-4345
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Construction Mortgage MICHELE ANNINO TRUST
Oct 15, 2021	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Oct 15, 2021	Intrafamily Transfer, Transfer CALIFORNIA TITLE COMPANY
Aug 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Feb 18, 1997 · Amount on Record
Deed Document Number	2021720926
Prior Transfer Date	May 2, 1995
Prior Transfer Doc	0000216915
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4 THE PT, CORONADO, CA 92118-3217
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 ENCINITAS BLVD D244, D244, ENCINITAS, CA 92024-4345

Mortgage

Document Number	0000452446
Date	Nov 29, 2022
Instrument	2022-0452446

Lender

Name	MICHELE ANNINO TRUST
Type	Private Party
Address	1301 VISTA COLINA DR, SAN MARCOS, CA 92078

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2023

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	4 THE PT, CORONADO, CA 92118-3217
Document Number	0000720926
Map Reference	MAP 6182
Instrument Date	Oct 12, 2021
Instrument	2021-0720926
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 ENCINITAS BLVD # D244, D244, ENCINITAS, CA 92024-4345

Mortgage

Document Number	0000720927
Date	Oct 15, 2021
Instrument	2021-0720927

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

Mortgage

Document Number	0000720928
Date	Oct 15, 2021
Instrument	2021-0720928

Lender

Name	THE LICCARDO 1983 REVOCABLE TRUST
Type	Non-Lending Institution
Address	SARATOGA, CA 95070

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	4 THE PT, CORONADO, CA 92118-3217
Document Number	0000720925
Map Reference	MAP 6182
Instrument Date	Oct 12, 2021
Instrument	2021-0720925
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 ENCINITAS BLVD # D244, D244, ENCINITAS, CA 92024-4345

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4 THE PT, CORONADO, CA 92118-3217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343735
Date	Aug 21, 2018
Instrument	2018-0343735

Lender

Name	COMERICA BANK
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,249,794 (+2%) Land $4,329,728 Building $920,066
2025	$54,858.00 (+4.09%)	$5,146,858 (+4.04%) Land $4,244,832 Building $902,026
2023	$52,700.00 (+1.97%)	$4,947,000 Land $4,080,000 Building $867,000
2022	$51,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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