4 Testa Cir, North Scituate, RI 02857 Property Records

Scituate Town property record for 4 Testa Cir, North Scituate, RI 02857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1920
Lot Size	1.36 acres (59,459 sqft)
Owner	Individual Name on File
Last Sale	$202,400 (Jan 2016)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8-1049-65`

Property Details

APN / Parcel Number

Primary APN	`8-1049-65`
Alternative APNs	`SCIT M:16-0 L:081-00` `M:16=0 L:081=00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,804 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,459 sqft (1.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	8-1049-65
Street Address	4 TESTA CIR
City	NORTH SCITUATE
State	RI
Zip	02857-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Lot Number	81-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	2
Census Block	2019
Census Tract	13201

Owner

4 Testa Cir is owned and occupied by an individual who bought it in January 2016.

Source: Scituate Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4 TESTA CIR, NORTH SCITUATE, RI 02857-1870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage PRIMELENDING
Feb 26, 2026	Deed of Trust, Mortgage PRIMELENDING
Apr 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2016 · Amount on File
Deed Sale	Jan 22, 2016 · Amount on File
Prior Sale	Jan 12, 1999 · Amount on File
Deed Document Number	2016
Deed Book / Page	617 / 172
Transfer Doc	0523000298
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000937-92
Date	Feb 26, 2026
Book Page	937/92
Instrument	202600000252

Lender

Name	PRIMELENDING

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000937-92
Date	Feb 26, 2026
Book Page	937/92
Instrument	202600000252

Lender

Name	PRIMELENDING

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Apr 14, 2023
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Document Number	000864-302
Book / Page	864 / 302
Instrument Date	Apr 14, 2023
Instrument	202300000536
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TESTA CIR, SCITUATE, RI 02857-1870

Mortgage

Document Number	202300000537
Date	Apr 14, 2023
Instrument	202300000537

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	770-292
Date	Oct 1, 2020
Book Page	770/292
Instrument	2043

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	764-90
Date	Aug 11, 2020
Book Page	764/90
Instrument	1576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	4 TESTA CIR, SCITUATE, RI 02857-1870
Document Number	757-104
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TESTA CIR SCITUATE RI 028571870, SCITUATE, RI 02857-1870

Mortgage

Document Number	757-104
Date	Jun 8, 2020
Book Page	000757/000104

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Testa Cir was $4,340.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,340.00	$312,000 Land $79,400 Building $232,600
2023	$4,063.00 (+2.32%)	$242,400 (-) Land $57,500 Building $184,900
2022	$3,971.00	$242,400 Land $57,500 Building $184,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Testa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Testa Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Testa Cir

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