4 Terwood Ct, Bear, DE 19701 Property Records

New Castle County property record for 4 Terwood Ct, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,631 sqft · built 2000
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on File
Last Sale$214,800 (Jan 2000)
Tax Bill$3,489 (2023)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN11-041.10-104

Property Details

APN / Parcel Number

Primary APN11-041.10-104

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,631 sqft Living Area
1st Floor Area1,356 sqft
Basement Area81 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions115 ft deep x 184 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4 TERWOOD CT
CityBEAR
StateDE
Zip19701-3300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionROSE HILL AT LEX FRM
Legal Lot Number110
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group1
Census Block1011
Census Tract14811

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Terwood Ct is owned and occupied by two individuals who bought it in January 2000.

Source: New Castle County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4 TERWOOD CT, BEAR, DE 19701-3300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Apr 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2000 · Amount on File
Deed SaleJan 20, 2000 · Amount on File
Deed Book / Page2772 / 271
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Recording DateJul 2, 2026
Property Address4 TERWOOD CT, BEAR, DE 19701-3300
Document Number0000049466
Instrument DateJun 23, 2026
Instrument202649466
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4 TERWOOD CT, BEAR, DE 19701-3300

Mortgage

Document Number0000049466,
DateJul 2, 2026
Instrument202649466
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 8, 2056
Interest
Rate6.53%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address4 TERWOOD CT, BEAR, DE 19701-3300
Transaction TypeMortgage
Record UpdatedMay 9, 2024
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 TERWOOD CT, BEAR, DE 19701-3300

Mortgage

Document Number0000027139
DateApr 30, 2024
Instrument20240430-0027139
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$568,200 Land $107,500 Building $460,700
2024$568,350
2023$3,489.00$93,900 Land $14,300 Building $79,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Terwood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Terwood Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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