4 Terrace Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 4 Terrace Ave, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1905
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$339,222 (Sep 2014)
Tax Bill	$12,599 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554203 89.15-3-20`

Property Details

APN / Parcel Number

Primary APN	`554203 89.15-3-20`
Alternative APN	`55420300212 019 009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	662 sqft
Attic	Attic
Attic Area	286 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	80 ft deep x 34 ft wide
Porch	Open Porch
Porch Area	120 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 TERRACE AVE
City	OSSINING
State	NY
Zip	10562-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY OF ROBERT LEMMEY
Legal Block	3
Legal Lot Number	20.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1005
Census Tract	13600

Owner

4 Terrace Ave is owned and occupied by an individual who acquired it in December 2023.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 TERRACE AVE, OSSINING, NY 10562-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Intrafamily Transfer, Transfer
Jan 29, 2024	Intrafamily Transfer, Transfer
Jul 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2014 · Amount on File
Deed Sale	Sep 9, 2014 · Amount on File
Prior Sale	Jun 22, 2007 · Amount on File
Deed Document Number	2014542303429
Last Transfer Date	Dec 27, 2023
Transfer Doc	0000003408
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 29, 2024
Property Address	4 TERRACE AVE, OSSINING, NY 10562-3419
Document Number	0633563408
Instrument Date	Dec 27, 2023
Instrument	633563408
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1331 OAK HILL PL, SOUTH PASADENA, CA 91030-4044

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 29, 2024
Property Address	4 TERRACE AVE, OSSINING, NY 10562-3419
Document Number	0633563408
Instrument Date	Dec 27, 2023
Instrument	633563408
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	1331 OAK HILL PL, SOUTH PASADENA, CA 91030-4044

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 14, 2023
Property Address	4 TERRACE AVE, OSSINING, NY 10562-3419
Document Number	0631703216
Instrument Date	Jun 29, 2023
Instrument	631703216
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 TERRACE AVE, OSSINING, NY 10562-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4 TERRACE AVE, OSSINING, NY 10562-3419

Tax Assessment & Valuation

The 2026 property tax bill for 4 Terrace Ave was $12,599 with a homeowner's exemption, up 25.8% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,599.00 (+25.75%) Homeowner's exemption
2025	$10,019.00	$562,700 (+14.7%) Land $208,900 Building $353,800	$562,700 (+14.7%) Land $208,900 Building $353,800
2024	Homeowner's exemption	$490,600 (+27.49%) Land $88,700 Building $401,900	$490,600 (+27.49%) Land $88,700 Building $401,900
2023		$384,800 (+12.38%) Land $88,700 Building $296,100	$384,800 (+12.38%) Land $88,700 Building $296,100
2022		$342,400 Land $88,700 Building $253,700	$342,400 Land $88,700 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1999–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Terrace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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