4 Terpak Ct, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 4 Terpak Ct, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,574 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2016)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 20.18-3-35.1`

Property Details

APN / Parcel Number

Primary APN	`392203 20.18-3-35.1`
Alternative APNs	`220302001800030350010000` `0008749`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	1,390 sqft
2nd Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Porch	Open Porch
Porch Area	192 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008749
Old Parcel Number	220302001800030350010000
Street Address	4 TERPAK CT
City	GARNERVILLE
State	NY
Zip	10923-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	302
Legal Description	LOT:35.001 BLK:3 SEC:20.18 DIST:392203 CITY/MUNI/TWP:WEST HAVERSTRAW
Legal Subdivision	JULIANNA ESTATES
Legal Block	3
Legal Lot Number	35.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	2
Census Block	2005
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records · APN 392203 20.18-3-35.1

Assessment roll updated May 31, 2024 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4 TERPAK CT, GARNERVILLE, NY 10923-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	0201617840
Deed Book / Page	2016 / 17840
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	4 TERPAK CT, GARNERVILLE, NY 10923-1268
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021951
Date	May 24, 2021
Instrument	2021-00021951

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2024	$405,000 (-) Land $75,000 Building $330,000	$695,159 (+5.2%) Land $128,733 Building $566,426
2023	$405,000 Land $75,000 Building $330,000	$660,793 Land $122,369 Building $538,424

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 598 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.