Passaic County and Wayne Township property record for 4 Tammy Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,687 sqft · built 1965 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $461,500 (May 2012) |
| Tax Bill | $15,823 (2025) |
| Deeds & Mortgages | May 2022 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01103-0000-00003 |
| Primary APN | 14-01103-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,687 sqft Living Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Lot Area | 20,996 sqft (0.482 acres) |
| Old Parcel Number | 1400186C00001 |
|---|---|
| Street Address | 4 TAMMY TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HILLTOP ESTATES SEC 01 MAP |
| Legal Block | 1103 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 TAMMY TER, WAYNE, NJ 07470-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2012 · Amount on Record |
| Deed Sale | May 21, 2012 · Amount on Record |
| Prior Sale | Jul 6, 2007 · Amount on Record |
| Deed Document Number | 201225459 |
| Deed Book / Page | 2178 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 TAMMY TER, WAYNE, NJ 07470-2520 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025054 |
|---|---|
| Date | May 6, 2022 |
| Book Page | M17980/210 |
| Instrument | 2022025054 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | LEWES, DE 19958 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 TAMMY TER, WAYNE, NJ 07470-2520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008522 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | M16810/48 |
| Instrument | 2021008522 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,800 (-) Land $127,200 Building $136,600 | $263,800 (-) Land $127,200 Building $136,600 | |
| 2025 | $15,823.00 (+0.88%) | $263,800 (-) Land $127,200 Building $136,600 | $263,800 (-) Land $127,200 Building $136,600 |
| 2024 | $15,685.00 (+5.16%) | ||
| 2023 | $263,800 Land $127,200 Building $136,600 | $263,800 Land $127,200 Building $136,600 | |
| 2022 | $14,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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