4 Tall Tree Ct, Cold Spring Harbor, NY 11724 Property Records

Suffolk County and Huntington Town property record for 4 Tall Tree Ct, Cold Spring Harbor, NY 11724

Property Summary

Property Type	Single Family Home
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Mar 2021)
Tax Bill	$16,699 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0400-091.00-06.00-006.000`

Property Details

APN / Parcel Number

Primary APN	`0400-091.00-06.00-006.000`
Alternative APNs	`472689 091.00-06.00-006.000` `268909100006000060000000` `472600215610`

Exterior

Lot Area	58,806 sqft

Location & Zoning

Street Address	4 TALL TREE CT
City	COLD SPRING HARBOR
State	NY
Zip	11724-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BLK LOT
Legal Subdivision	WOODBURY HILL
Legal Block	600
Legal Lot Number	6
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1002
Census Tract	110104

Owner

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2025	Deed of Trust, Mortgage JOVIA FINANCIAL FCU
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL CREDIT UNION
Mar 2, 2021	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Aug 13, 2018	Deed, Transfer
Dec 1, 2017	Grant Deed, Transfer ROBERT ACHTZIGER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Book / Page	13093 / 206
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236980565
Date	Nov 28, 2025
Book Page	23698/565

Lender

Name	JOVIA FINANCIAL FCU

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234840204
Date	Feb 16, 2023
Book Page	23484/204

Lender

Name	JOVIA FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 2, 2021
Property Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Document Number	0130930206
Book / Page	13093 / 206
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 E 80TH ST, NEW YORK, NY 10075-0450

Mortgage

Document Number	DL058038
Date	Mar 2, 2021
Instrument	DL058038

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 13, 2018
Property Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Document Number	0129730636
Book / Page	12973 / 636
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 COVE NECK RD, OYSTER BAY, NY 11771-1820

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 1, 2017
Property Address	4 TALL TREE CT, COLD SPRING HARBOR, NY 11724-2419
Document Number	0129400444
Book / Page	012940 / 000444
Instrument Date	Aug 24, 2017
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 TALL TREE CT COLD SPRING HARBOR NY 117242419, COLD SPRING HARBOR, NY 11724-2419

Mortgage

Document Number	228790722
Date	Dec 1, 2017
Book Page	022879/000722

Lender

Name	ROBERT ACHTZIGER
Address	193 BEVERLY RD, SOUTH HUNTINGTON, NY 11746-4522

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 30, 2019

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Cold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,500 (+2.27%) Land $700 Building $3,800	$1,000,000 (+10,788.5%) Land $155,556 Building $844,444
2024	$16,699.00		$9,184 (+14.8%) Land $1,429 Building $7,755
2023		$4,400 Land $700 Building $3,700	$8,000 Land $1,273 Building $6,727

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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