Middlesex County and North Reading Town property record for 4 Sylvia Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,294 sqft · built 1953 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,500 (Sep 2014) |
| Tax Bill | $9,803 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:61-P:062 |
| Primary APN | M:61-P:062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,294 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 4 SYLVIA RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 62.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 330102 |
4 Sylvia Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Middlesex County and North Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 SYLVIA RD, NORTH READING, MA 01864-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 8, 2018 | Deed of Trust, Mortgage · Line of Credit SHARON CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2014 · Amount on File |
| Deed Sale | Sep 29, 2014 · Amount on File |
| Prior Sale | Nov 15, 1996 · Amount on File |
| Deed Book / Page | 64289 / 489 |
| Transfer Doc | 064289-489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 4 SYLVIA RD, NORTH READING, MA 01864-2539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076718-468 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 76718/468 |
| Instrument | 11707 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 4 SYLVIA RD, NORTH READING, MA 01864-2539 |
| Document Number | 71669-353 |
| Instrument Date | Sep 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4 SYLVIA RD NORTH READING MA 018642539, NORTH READING, MA 01864-2539 |
| Document Number | 71669-353 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 071669/000353 |
| Instrument | 148827 |
| Name | SHARON CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 Sylvia Rd was $9,803, up 3.9% from the year before.
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,803.00 (+3.88%) | $752,900 (+4.19%) Land $411,900 Building $341,000 | $741,338 |
| 2025 | $9,437.00 (+9.26%) | $722,600 (+10.52%) Land $381,600 Building $341,000 | |
| 2024 | $8,637.00 (+5.6%) | $653,800 (+11.84%) Land $353,400 Building $300,400 | |
| 2023 | $8,179.00 | $584,600 Land $341,900 Building $242,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Sylvia Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Sylvia Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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