4 Switzer Spring Rd, Prospect (Stockton Springs), ME 04981 Property Records

Waldo County and Prospect Town property record for 4 Switzer Spring Rd, Prospect, ME 04981

Property Summary

Property Type	Single Family Home
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2025)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROT M:04 L:4-2`

Property Details

APN / Parcel Number

Primary APN	`PROT M:04 L:4-2`
Alternative APNs	`M:04 L:4=2` `308`

Exterior

Lot Area	215,186 sqft (4.94 acres)

Location & Zoning

Account Number	308
Street Address	4 SWITZER SPRING RD
City	PROSPECT
State	ME
Zip	04981-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4-2
Jurisdiction	PROSPECT ME
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2029
Census Tract	42000

Owner

4 Switzer Spring Rd is owned by two individuals who bought it in December 2025.

Source: Waldo County and Prospect Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	355 RIVER RD, 4, ORRINGTON, ME 04474-3469
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 28, 2020	Deed of Trust, Mortgage FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Deed Document Number	202510566
Deed Book / Page	5176 / 330
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	4 SWITZER SPRING RD, PROSPECT, ME 04981-3102
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004877/102
Date	Jan 13, 2023
Book Page	4877/102
Instrument	2023-327

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT ME
Recording Date	Dec 4, 2025
Property Address	4 SWITZER SPRING RD, PROSPECT, ME 04981-3102
Document Number	005176/330
Book / Page	5176 / 330
Instrument Date	Dec 3, 2025
Instrument	202510566
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 RIVER RD UNIT 4, 4, ORRINGTON, ME 04474-3469

Mortgage

Document Number	0202510567
Date	Dec 4, 2025
Instrument	2025-10567

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT ME
Property Address	4 SWITZER SPRING RD, PROSPECT, ME 04981-3102
Document Number	0045720170
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4 SWITZER SPRING RD PROSPECT ME 049813102, PROSPECT, ME 04981-3102

Mortgage

Document Number	0045720170
Date	Nov 16, 2020
Book Page	004572/000170
Instrument	11158

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	DAMARISCOTTA, ME 04543

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4 Switzer Spring Rd was $2,908, up 3% from the year before.

Source: Waldo County and Prospect Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Prospect Town
Unified School District	Regional School Unit 25 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,908.00 (+3.01%)	$282,300 (-) Land $63,800 Building $218,500
2024	$2,823.00 (+19.37%)	$282,300 (+73.05%) Land $63,800 Building $218,500
2023	$2,365.00 (+0.68%)	$163,130 (-) Land $36,870 Building $126,260
2022	$2,349.00	$163,130 Land $36,870 Building $126,260

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Switzer Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Switzer Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Redzone Wireless Fixed Wireless	50 / 15
Fidium Fiber DSL	10 / 1

May also be available: AT&T, Verizon.

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