Seneca County and Waterloo Town property record for 4 Swift St, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,348 sqft · built 1930 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jan 2025) |
| Tax Bill | $3,151 (2026) |
| Deeds & Mortgages | Aug 2025 Refinance Jan 2025 Sale + 2 more |
| APN | 453801 11-2-62 |
| Primary APN | 453801 11-2-62 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 724 sqft |
| 2nd Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 115 ft deep x 92 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 99 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 SWIFT ST |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 62.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950500 |
Source: Seneca County and Waterloo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SMITH ST, SENECA FALLS, NY 13148-2244 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Jan 21, 2025 | Warranty Deed, Transfer |
| Aug 16, 2021 | Warranty Deed, Transfer |
| Jan 16, 2008 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Jul 9, 1997 · Amount on Record |
| Deed Document Number | 202569191 |
| Deed Book / Page | 1114 / 187 |
| Prior Transfer Date | Jan 15, 2025 |
| Prior Transfer Doc | 001114/187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 4 SWIFT ST, WATERLOO, NY 13165-1507 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001963/287 |
|---|---|
| Date | Aug 7, 2025 |
| Book Page | 1963/287 |
| Instrument | 71246 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jan 21, 2025 |
| Property Address | 4 SWIFT ST, WATERLOO, NY 13165-1507 |
| Document Number | 001114/187 |
| Book / Page | 1114 / 187 |
| Instrument Date | Jan 15, 2025 |
| Instrument | 69191 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7 SMITH ST, SENECA FALLS, NY 13148-2244 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 16, 2021 |
| Property Address | 4 SWIFT ST, WATERLOO, NY 13165-1507 |
| Document Number | 0001038/68 |
| Book / Page | 1038 / 68 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 54733 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 RIDGE ST, SENECA FALLS, NY 13148-1325 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jan 16, 2008 |
| Property Address | 4 SWIFT ST, WATERLOO, NY 13165-1507 |
| Document Number | 0000000765/0000000018 |
| Book / Page | 0000000765 / 0000000018 |
| Instrument Date | Jan 16, 2008 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Municipality | Waterloo Village |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,151.00 (+4.27%) | ||
| 2025 | $3,022.00 (+91.51%) | $62,600 (-) Land $14,000 Building $48,600 | $102,600 (+16.37%) Land $22,946 Building $79,654 |
| 2023 | $62,600 Land $14,000 Building $48,600 | $88,169 Land $19,718 Building $68,451 | |
| 2019 | $1,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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