4 Sweetbay Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 4 Sweetbay Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,864 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Sep 2019)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982000144`

Property Details

APN / Parcel Number

Primary APN	`A982000144`
Alternative APN	`2-0066-7708-00-0194.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	864 sqft
Basement Area	580 sqft
Finished Basement	420 sqft
Unfinished Basement	160 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982000144
Street Address	4 SWEETBAY CT
City	O FALLON
State	MO
Zip	63368-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRYWOOD PARC #4 LOT 194
Legal Subdivision	CHERRYWOOD PARC #4
Legal Lot Number	194
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	4
Census Block	4007
Census Tract	311735

Owner

4 Sweetbay Ct is owned and occupied by two individuals who bought it in September 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 SWEETBAY CT, O FALLON, MO 63368-6620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Jul 20, 2017 · Amount on File
Deed Document Number	2019535490
Deed Book / Page	7151 / 1294
Prior Transfer Date	Jan 26, 2010
Prior Transfer Doc	0053371926
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2019
Property Address	4 SWEETBAY CT, O FALLON, MO 63368-6620
Document Number	0071511294
Book / Page	7151 / 1294
Map Reference	MB 34 PG 63
Instrument Date	Sep 23, 2019
Instrument	20190930000535490
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 CLEAR CREEK CT, 654, BALLWIN, MO 63021-6246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 SWEETBAY CT, O FALLON, MO 63368-6620

Mortgage

Document Number	20190930000535500
Date	Sep 30, 2019
Instrument	20190930000535500

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 20, 2017
Property Address	4 SWEETBAY CT, O FALLON, MO 63368-6620
Document Number	0067781497
Book / Page	6778 / 1497
Map Reference	MB 34 PG 63
Instrument Date	Jul 17, 2017
Instrument	20170720000452410
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1975 TROTTER WAY, 1975, FLORISSANT, MO 63033-2438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SWEETBAY CT, O FALLON, MO 63368-6620

Mortgage

Document Number	, 20170720000452420
Date	Jul 20, 2017
Instrument	20170720000452420

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4 Sweetbay Ct was $3,479, up 3.2% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,072 (-)	$284,589 (-) Building $284,589
2025	$3,479.00 (+3.2%)	$54,072	$284,589 Building $284,589
2024	$3,371.00
2023		$50,870
2022			$267,735 Land $50,000 Building $217,735

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Sweetbay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Sweetbay Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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