4 Swallow Ln, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Swallow Ln, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1978
Lot Size	0.033 acres (1,428 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2025)
Tax Bill	$6,499 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00237-14-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00237-14-00004`
Alternative APNs	`21 00237-14-00004-0000-C1000` `2100237001400004 C1000` `081404`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,428 sqft (0.033 acres)
Garage Type	Attached
Garage Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	081404
Street Address	4 SWALLOW LN
City	HOWELL
State	NJ
Zip	07731-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-2
Legal Description	WINDMILL CLUB UNIT 4
Legal Subdivision	SWALLOW LANE SEC 04
Legal Block	237
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3010
Census Tract	811402

Owner

4 Swallow Ln is owned and occupied by two individuals who bought it in September 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 SWALLOW LN, HOWELL, NJ 07731-2038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed, Transfer · Conventional Mortgage NEXTRES LLC
Sep 7, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202576462
Deed Book / Page	9757 / 9391
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 24, 2025
Property Address	4 SWALLOW LN, HOWELL, NJ 07731-2038
Document Number	0097579391
Book / Page	9757 / 9391
Instrument Date	Sep 12, 2025
Instrument	2025076462
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SENTEX SETTLEMENT SERVICES INC, SENTEX SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 DUTCH VALLEY RD, HOWELL, NJ 07731-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SWALLOW LN, HOWELL, NJ 07731-2038

Mortgage

Document Number	2025076463
Date	Sep 24, 2025
Instrument	2025076463

Lender

Name	NEXTRES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 7, 2022
Property Address	4 SWALLOW LN, HOWELL, NJ 07731-2038
Document Number	0096142986
Book / Page	9614 / 2986
Instrument Date	Aug 29, 2022
Instrument	2022091724
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 PINE NEEDLE ST, HOWELL, NJ 07731-2656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SWALLOW LN # 1000, 1000, HOWELL, NJ 07731-2038

Mortgage

Document Number	2022091725
Date	Sep 7, 2022
Instrument	2022091725

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4 Swallow Ln was $6,499, up 9.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,700 (-1.3%) Land $215,000 Building $157,700	$372,700 (-1.3%) Land $215,000 Building $157,700
2025	$6,499.00 (+9.67%)	$377,600 Land $200,000 Building $177,600	$377,600 Land $200,000 Building $177,600
2024	$5,926.00
2023		$338,900 Land $182,000 Building $156,900	$338,900 Land $182,000 Building $156,900
2022	$4,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Swallow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Swallow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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