Whatcom County property record for 4 Swallow Cir, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,052 sqft · built 1976 |
| Lot Size | 0.18 acres (7,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Oct 2019) |
| Tax Bill | $3,926 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jul 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370408-438396-0000 |
| Primary APN | 370408-438396-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 1,026 sqft |
| Finished Basement | 1,026 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,829 sqft (0.18 acres) |
| Deck Area | 312 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 33706 |
|---|---|
| Street Address | 4 SWALLOW CIR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-2758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 7 LOT 144 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 08 |
| Legal Subdivision | SUDDEN VALLEY DIV 7 |
| Legal Block | 2 |
| Legal Lot Number | 144 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 808 |
Source: Whatcom County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 SWALLOW CIR, BELLINGHAM, WA 98229-2758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2019 | Warranty Deed, Transfer · Conventional with PMI UMPQUA BK |
| Jul 24, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 29, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 20191000164 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0000702614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 1, 2019 |
| Property Address | 4 SWALLOW CIR, BELLINGHAM, WA 98229-2758 |
| Document Number | 2191000164 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 1000164 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,057.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4 SWALLOW CIR BELLINGHAM WA 982292758, BELLINGHAM, WA 98229-2758 |
| Document Number | 2191000165 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 1000165 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 24, 2017 |
| Property Address | 4 SWALLOW CIR, BELLINGHAM, WA 98229-2758 |
| Document Number | 2170702614 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 702614 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 SWALLOW CIR BELLINGHAM WA 982292758, BELLINGHAM, WA 98229-2758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4 SWALLOW CIR, BELLINGHAM, WA 98229-2758 |
| Document Number | 2170100116 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4 SWALLOW CIR BELLINGHAM WA 982292758, BELLINGHAM, WA 98229-2758 |
| Document Number | 2170100116 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 100116 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,926.00 (+38.39%) | $428,215 (+17.02%) Land $154,062 Building $274,153 | $428,215 (+17.02%) Land $154,062 Building $274,153 |
| 2022 | $365,927 Land $131,652 Building $234,275 | $365,927 Land $131,652 Building $234,275 | |
| 2021 | $2,837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures