4 Sunset Ln, Swannanoa, NC 28778 Property Records

Buncombe County property record for 4 Sunset Ln, Swannanoa, NC 28778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,402 sqft · built 1966
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$773 (May 2022)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`691960-2020-202`

Property Details

APN / Parcel Number

Primary APN	`691960-2020-202`
Alternative APNs	`9689-26-4105-00000` `968909263028000` `008247752`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,702 sqft
1st Floor Area	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	691960-2020-202
Street Address	4 SUNSET LN
City	SWANNANOA
State	NC
Zip	28778-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BEE TREE HEIGHTS BLOCK: 2 LOT: 9 SECTION: 1 PLAT: 0031-0033
Legal Subdivision	BEE TREE HEIGHTS
Legal Block	2
Legal Lot Number	9
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4002
Census Tract	3002

Owner

4 Sunset Ln is owned and occupied by two individuals who bought it in May 2022.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4 SUNSET LN, SWANNANOA, NC 28778-2106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Mar 2, 2011 · Amount on File
Deed Book / Page	6218 / 265
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0062180265
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 11, 2022
Property Address	4 SUNSET LN, SWANNANOA, NC 28778-2106
Document Number	0062180265
Book / Page	6218 / 265
Map Reference	MB 31 PG 33
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5043 NE 6TH AVE, 5043, PORTLAND, OR 97211-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUNSET LN, SWANNANOA, NC 28778-2106

Mortgage

Document Number	0006218268
Date	May 11, 2022
Instrument	6218/268

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4 Sunset Ln was $1,990, up 6% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+5.96%)	$285,700 Land $59,300 Building $226,400	$285,700 Land $59,300 Building $226,400
2024	$1,878.00 (+3.07%)
2023	$1,822.00	$285,700	$285,700 Land $59,300 Building $226,400
2021			$285,700 Land $59,300 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Sunset Ln in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Sunset Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20