4 Sunset Ln, Saint Peters, MO 63376 Property Records

St. Charles County property record for 4 Sunset Ln, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,719 sqft · built 1978
Owner	2 Individual Names on Record
Last Sale	$489,440 (Feb 2026)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371520A000`

Property Details

APN / Parcel Number

Primary APN	`371520A000`
Alternative APN	`2-0119-4159-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
Gross Area	3,438 sqft
1st Floor Area	1,719 sqft
Basement Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Dimensions	188 ft deep x 200 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	371520A000
Street Address	4 SUNSET LN
City	SAINT PETERS
State	MO
Zip	63376-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WHISPERING HILLS #2 LOT 4
Legal Subdivision	WHISPERING HILLS #2
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1006
Census Tract	311733

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Feb 18, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	20267336
Prior Transfer Date	Feb 11, 2026
Prior Transfer Doc	0000007336
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658

Mortgage

Document Number	0000018014
Date	May 10, 2024
Instrument	2024R-018014

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2054

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 20, 2026
Property Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658
Document Number	0000018039
Instrument Date	Apr 14, 2026
Instrument	202618039
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658

Mortgage

Document Number	0000018039,
Date	Apr 20, 2026
Instrument	202618039

Lender

Name	COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2036

Interest

Rate	6.22%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2026
Property Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658
Document Number	0000007336
Map Reference	MB 7 PG 19
Instrument Date	Feb 11, 2026
Instrument	2026R-007336
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUNSET LN, SAINT PETERS, MO 63376-3658

Mortgage

Document Number	0000007337
Date	Feb 18, 2026
Instrument	2026R-007337

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,997 (-)	$336,827 (-) Land $60,000 Building $276,827
2025	$3,798.00 (+4.63%)	$63,997 (+7.61%)	$336,827 (+7.61%) Land $60,000 Building $276,827
2024	$3,630.00
2023		$59,473
2022			$313,018 Land $50,000 Building $263,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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