St. Charles County property record for 4 Summit Station, Saint Charles, MO 63303
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1976 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $31,501 (Nov 2022) |
| Tax Bill | $453 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Mar 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 428200A033 |
| Primary APN | 428200A033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft |
| 1st Floor Area | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Plywood |
| Lot Area | 8,160 sqft |
| Lot Dimensions | 160 ft deep x 51 ft wide |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 428200A033 |
|---|---|
| Old Parcel Number | 428200A033 |
| Street Address | 4 SUMMIT STA |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6139 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AB8 |
| Legal Description | HERITAGE #1 LOT 34 |
| Legal Range | 04E |
| Legal Township | 47N |
| Legal Subdivision | HERITAGE |
| Legal Lot Number | 34 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 311146 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 OLD FRIEDENS RD, SAINT CHARLES, MO 63303-3811 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 20, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT |
| Mar 18, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Jul 14, 2010 · Amount on Record |
| Deed Document Number | 0202262621 |
| Deed Book / Page | 5412 / 1208 |
| Prior Transfer Date | Mar 18, 2022 |
| Prior Transfer Doc | 2022R-015955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 SUMMIT STA, SAINT CHARLES, MO 63303-6139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000450220 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 6778/0544 |
| Instrument | 20170720000450220 |
| Name | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 18, 2022 |
| Property Address | 4 SUMMIT STA, SAINT CHARLES, MO 63303-6139 |
| Document Number | 0000015955 |
| Map Reference | MB 19 PG 63 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022R-015955 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4 SUMMIT STA, 4, SAINT CHARLES, MO 63303-6139 |
| Name | Verified Name |
|---|---|
| Address | 5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $453.00 | $7,600 (+14.29%) | $40,000 (+14.29%) Land $40,000 |
| 2023 | $6,650 | ||
| 2022 | $35,000 Land $35,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1979–2013) |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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