4 Summit St, Philmont, NY 12565 Property Records

Columbia County and Claverack Town property record for 4 Summit St, Philmont, NY 12565

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Apr 2022)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Apr 2024 Refinance Apr 2022 Sale + 2 more
APN	`102801 113.13-2-2`

Property Details

APN / Parcel Number

Primary APN	`102801 113.13-2-2`
Alternative APN	`280111301300020020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	806 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	68 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 SUMMIT ST
City	PHILMONT
State	NY
Zip	12565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	CLAVERACK
Census Block Group	1
Census Block	1014
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Philmont Historic District (Additional Documentation) listed 2024 · 351 contributing resources · NRIS 100010025

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Columbia County and Claverack Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 338, PHILMONT, NY 12565-0338
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Apr 13, 2022	Deed, Transfer FIRST AMERICAN TITLE
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ADAIR LAND IMPROVEMENT LLC
Aug 28, 2019	Grant Deed, Transfer ADAIR LAND IMPROVEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	20223735
Deed Book / Page	959 / 1551
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0513002056
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	4 SUMMIT ST, PHILMONT, NY 12565
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003175
Date	Apr 30, 2024
Book Page	995/1585
Instrument	20240003175

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA NY
Recording Date	Apr 13, 2022
Property Address	4 SUMMIT ST, PHILMONT, NY 12565
Document Number	0000003735
Book / Page	959 / 1551
Instrument Date	Apr 8, 2022
Instrument	20220003735
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SUMMIT ST, PHILMONT, NY 12565

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	4 SUMMIT ST, PHILMONT, NY 12565
Document Number	0000008800
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 MAIN ST PHILMONT NY 12565, PHILMONT, NY 12565

Mortgage

Document Number	0000008800
Date	Aug 28, 2019
Book Page	000890/000928
Instrument	8800

Lender

Name	ADAIR LAND IMPROVEMENT LLC
Address	313 MOUNT PROSPECT RD, HOLDERNESS, NH 03245-5120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA NY
Recording Date	Aug 28, 2019
Property Address	4 SUMMIT ST, PHILMONT, NY 12565
Document Number	0000008798
Book / Page	000890 / 000907
Instrument Date	Jul 19, 2019
Instrument	8798
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3999 COUNTY ROUTE 7 CRARYVILLE NY 125215105, CRARYVILLE, NY 12521-5105

Mortgage

Document Number	8799
Date	Aug 28, 2019
Book Page	000890/000911
Instrument	8799

Lender

Name	ADAIR LAND IMPROVEMENT LLC
Address	313 MOUNT PROSPECT RD, HOLDERNESS, NH 03245-5120

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Columbia County and Claverack Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Claverack Town
Municipality	Philmont Village
Unified School District	Taconic Hills Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (+0.3%)
2025	$2,370.00	$110,000 (-) Land $18,700 Building $91,300	$166,667 (+15.15%) Land $28,333 Building $138,334
2023		$110,000 Land $18,700 Building $91,300	$144,737 Land $24,605 Building $120,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILMONT VILLAGE serves 1,483 people · EPA ID NY1000241
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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